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321 John Owings Rd , Westminster, MD 21158
$620,000
Est. Payment: $3,299.90/mo
4 Bed
4 Bath
2892 Sqft
3.23 Acres
Status: active | Days on site: 8
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LPT7 - 3092126
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House Description

Repositioned and ready for your best offer. Bring it on home! Out here among the rolling hills, farmland, and wooded countryside, the pace is different. Live the dream in a comfortably updated home set on over three wooded acres along a quiet Carroll County country road, yet only minutes from downtown Westminster. Real privacy and room to spread out and homestead, without feeling totally remote. This is the country lifestyle you are searching for, in a location that makes it easy to enjoy life on your own or go to be active in the community. Pull up the main driveway and it’s clear this property was set up for people who like to do things and really enjoy life where they live as well as explore well beyond. A long second driveway handles an RV up to 28 feet that can be turned around at the top. Or park the boat, the trailers, the work truck(s), other recreational toys, or a full lineup of guests when you host. The detached open garage has been upgraded with walls, siding, built-in storage, and a paved interior parking pad, giving you covered space for vehicles, equipment, or the next weekend project. The attached garage handles your daily drivers and other storage in clean and organized fashion. The epoxy coating even provides a lifetime waterproof guarantee. A dozen trees were removed to open up the yard and keep the home clear, and new hardscaping and landscaping add curb appeal you notice right away. Even the firewood is taken care of, with an ample supply already on the property. Inside, the work has been done for you. A full kitchen remodel completed in 2026 makes it the fresh heart of the home. New flooring runs through the main and upper levels, and every light fixture, switch, outlet, and piece of door hardware has been updated for a clean, modern look. Multiple living areas give the home flexibility for whatever your days look like. Entertain in one, unwind in another, set up a home office or hobby space in a third. When the weather turns, the wood-burning fireplace insert becomes the spot everyone gravitates to. Main-level laundry keeps everyday chores simple. Upstairs, freshly painted, four bedrooms and two full bathrooms provide plenty of room to recharge, and a half bath on the lower level adds convenience. Less time on a to-do list, more time enjoying where you live. Then there is the outdoor living. The deck has been fully rebuilt with Trex composite decking and vinyl railings, so it’s built for enjoying, not maintaining. Morning coffee, evening cookouts, and gatherings with friends all come with the woods as your backdrop. The fenced backyard gives pets or kids... or adults a safe place to roam. Watch the seasons change and let the day slow down. When it’s time to venture out, Hashawha Environmental Center is right down the road with its lake, trails, and Bear Branch Nature Center. Westminster is a small city with a small-town feel, offering everything from big-box stores to local boutiques, plenty of restaurants, professional services, and community events throughout the year. Gettysburg is an easy drive for history, outlet shopping, a college-town vibe, and more local dining and shops. So much more to explore and enjoy all around and right here at home. Come see if this is the place for you soon before another lucky buyer calls this their own!

Highlights

Listed by Donald S Meyd , 4434655738 LPT Realty, LLC , 8773662213. Bright MLS

Property Type

Residential

Lot/Acreage
3.23

Year Built

1988

County

Carroll

Neighborhood

None Available

School District

Carroll County Public Schools

Listing ID

MDCR2038722

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Oven/Range - Electric, Range Hood, Refrigerator, Built-In Microwave, Dishwasher, Icemaker, Washer, Dryer, Water Heater, Water Conditioner - Owned
Air Cond:Central A/C,Heat Pump(s),Ceiling Fan(s)
Fireplaces:Insert,Wood,1 Fireplace
Floor:Hardwood,Vinyl,Tile/Brick
Above Ground Sq Ft:2142
Below Ground Sq Ft:750
Basement:Connecting Stairway,Full,Outside Entrance,Partially Finished,Side Entrance,Sump Pump,Walkout Stairs,Interior Access,Heated
Other:
  • ▪ Additional:Attic, Bathroom - Tub Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Dining Area, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Stove - Wood, Walk-in Closet(s), Water Treat System
Water:Well

Exterior Features

Lot:Backs to Trees,Landscaping,Not In Development,Private,Rear Yard,Sloping,Trees/Wooded,Front Yard,SideYard(s),Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:CONSE
Roof:Shingle,Composite
Others:
  • ▪ Additional:Outbuilding(s), Gutter System, Exterior Lighting, Chimney Cap(s), Sidewalks, Stone Retaining Walls, Boat Storage, Very Good
Sewer:Private Septic Tank
Parking Features:Asphalt Driveway,Crushed Stone,Additional Storage Area,Garage Door Opener,Garage - Side Entry,Inside Access,Attached Garage,Detached Carport,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Saturday 12:30 pm - 2:00 pm Nov 14
Principal Interest
$3,300
Taxes
$512

Home Price

$620,000

Loan Details

30 yrs
7%

Down Payment

20%
$124,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,299.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,299.90 $511.92 $0.00 $3,811.82
Yearly $39,598.80 $6,143.00 $0.00 $45,741.80
Total $1,187,964.14 $184,290.00 $0.00 $1,372,254.14
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Westminster, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS