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3550 Arters Mill Rd , Westminster, MD 21158
$560,000
Est. Payment: $2,980.56/mo
4 Bed
3 Bath
3195 Sqft
1.03 Acres
Status: active under contract | Days on site: 105
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CCRL15 - 3022010
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House Description

PRICE REDUCED!!! Welcome to 3550 Arters Mill Road, where brand-new construction, modern comfort, and peaceful country living come together on a beautiful 1-acre homesite with NO HOA! This stunning Colonial offers 4 spacious bedrooms, 2.5 baths (rough in complete for a third), a 2-car garage, and over 3,000 square feet of total living space, providing plenty of room to grow, gather, and make this house your home. Step inside to a bright, open floor plan filled with abundant natural light and designed for today’s lifestyle. The spacious main living areas flow seamlessly together, creating an ideal setting for both everyday living and entertaining. A stylish electric fireplace adds warmth and a welcoming focal point to the living space, while the open layout provides excellent flexibility for furniture placement, gatherings, and quiet evenings at home. The thoughtfully designed kitchen and adjoining living areas create the heart of the home, with generous space for family meals and entertaining. Upstairs, you’ll find four well-proportioned bedrooms, including a comfortable primary suite, along with 2 full baths. A convenient main-level powder room completes the home’s 2.5-bath layout. The basement offers outstanding future potential and is already equipped with a rough-in for an additional full bathroom—perfect for creating a future recreation room, home theater, gym, guest suite, or additional living space tailored to your needs. Outside, enjoy the freedom and privacy of approximately 1 acre with no HOA restrictions. The expansive property provides room to relax, entertain, garden, play, or simply enjoy the surrounding open space. An attached 2-car garage adds everyday convenience and additional storage. Ideally located in the Westminster area, this home offers a desirable balance of peaceful rural surroundings and convenient access to shopping, dining, schools, parks, recreation, and commuter routes. Enjoy nearby historic Downtown Westminster with its local restaurants, shops, community events, and small-town charm, along with convenient access to Routes 140, 97, 27, and surrounding Carroll County destinations. Brand new, spacious, light-filled, and ready to be made a home—3550 Arters Mill Road offers the space, setting, and flexibility today’s buyers are searching for. Don’t miss the opportunity to own new construction on a full acre with no HOA!

Highlights

Listed by Michael J Kupfer , 4432710438 Cummings & Co. Realtors , 4108230033. Bright MLS

Property Type

Residential

Lot/Acreage
1.03

Year Built

2026

County

Carroll

Neighborhood

None Available

School District

Carroll County Public Schools

Listing ID

MDCR2036040

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer - Electric, Microwave, Refrigerator, Washer, Water Heater
Air Cond:Heat Pump(s)
Fireplaces:
Floor:Carpet,Hardwood,Tile/Brick
Above Ground Sq Ft:2165
Below Ground Sq Ft:1030
Basement:Full,Rough Bath Plumb,Sump Pump,Unfinished,Walkout Stairs
Other:
  • ▪ Additional:Attic, Bathroom - Walk-In Shower, Carpet, Dining Area, Floor Plan - Open, Kitchen - Island, Recessed Lighting, Sprinkler System
Water:Well

Exterior Features

Lot:Horse Property: No
Garage Capacity:6
Zoning:AGRIC
Roof:Architectural Shingle
Others:
  • ▪ Additional:Excellent
Sewer:Private Septic Tank
Parking Features:Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,981
Taxes
$123

Home Price

$560,000

Loan Details

30 yrs
7%

Down Payment

20%
$112,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,980.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,980.56 $123.00 $0.00 $3,103.56
Yearly $35,766.66 $1,476.00 $0.00 $37,242.66
Total $1,072,999.86 $44,280.00 $0.00 $1,117,279.86
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Westminster, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS