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4639 Diamond Ridge Ln , White Plains, MD 20695
$449,900
Est. Payment: $2,470.44/mo
4 Bed
3 Bath
2909 Sqft
0.13 Acres
Status: pending | Days on site: 7
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LSTR1 - 3322331
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House Description

GRAND OPEN HOUSE — SUNDAY, NOVEMBER 1, 12–3 PM! BEAUTIFULLY UPDATED 4-BEDROOM, 3-BATH VILLA IN HERITAGE AT ST. CHARLES — PREMIER 55+ ACTIVE ADULT COMMUNITY IN WHITE PLAINS, MD! Discover spacious, move-in-ready living at 4639 Diamond Ridge Lane, a beautifully renovated, two-level, semi-detached villa-style home in the sought after Heritage at St. Charles community in Charles County, Maryland. Offering approximately 2,909 square feet of finished living space, 4 bedrooms, 3 full bathrooms, a dedicated home office, two separate living areas, and an attached two-car garage, this exceptional home combines modern updates, flexible living spaces, and the convenience of main-level living. STUNNING UPDATED KITCHEN! The beautifully refreshed kitchen showcases elegant new quartz countertops, upgraded stainless steel appliances, modern finishes, and an expanded center island with generous countertop space and comfortable seating for casual meals and entertaining. Updated flooring, contemporary lighting, and fresh interior paint create a bright, welcoming atmosphere throughout the home. TWO MAIN-LEVEL BEDROOMS & TWO FULL BATHROOMS! Enjoy the convenience of a spacious main-floor primary suite featuring a private ensuite bathroom with dual vanities, an enclosed water closet, and a walk-in shower. A second main level bedroom and adjacent full bathroom provide comfort and flexibility for guests. A separate dedicated home office with glass doors offers an ideal space for working from home, reading, or pursuing hobbies. A convenient main-level laundry room and welcoming living and dining areas complete the first floor. SPACIOUS SECOND FLOOR WITH PRIVATE GUEST RETREAT! Upstairs, you'll find two additional bedrooms, a third full bathroom, and a generous second living room—perfect for a media room, hobby space, visiting family, or overnight guests. This thoughtfully designed layout provides ample space and privacy without sacrificing convenient everyday living on the main floor. PRIVATE OUTDOOR LIVING & RECENT UPGRADES! Step outside to a charming brick patio with room for outdoor dining, BBQ grilling, and private lounging. Enjoy fresh landscaping, a professionally power-washed exterior, and numerous interior improvements, including updated lighting, flooring, appliances, and newly installed smoke and carbon monoxide detectors. A cozy gas fireplace adds warmth and character to the home's inviting living spaces. RESORT-STYLE AMENITIES AT HERITAGE AT ST. CHARLES! Experience the lifestyle of this desirable 55+ community, featuring a welcoming clubhouse, indoor swimming pool and spa, tennis courts, fitness center, billiards and card rooms, library, gathering spaces, scenic ponds, walking and biking trails, and opportunities for social activities and community events. CONVENIENT WHITE PLAINS, MARYLAND LOCATION! Enjoy easy access to Waldorf shopping and dining, grocery stores, healthcare facilities, parks, and the nearby White Plains Golf Course. Convenient access to major commuter routes makes travel throughout Charles County, Southern Maryland, and the greater Washington, DC region easy. With its beautifully renovated interior, expansive flexible floor plan, two main level bedrooms, dedicated office, attached two-car garage, and exceptional community amenities, this home offers an outstanding opportunity for active adult living. MOVE-IN READY AND DESIGNED FOR COMFORT, SPACE, AND STYLE — SCHEDULE YOUR PRIVATE TOUR TODAY!

Highlights

Listed by Jeremy Michael McDonough , 4104864504 Mr. Lister Realty , 4104864504. Bright MLS

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

141 Monthly

Year Built

2007

County

Charles

Neighborhood

Heritage At St. Charles

School District

Charles County Public Schools

Listing ID

MDCH2060500

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:1 Fireplace
Above Ground Sq Ft:2909
Other:
  • ▪ Main Floor Bedrooms:2
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:PUD
Others:
  • ▪ Additional:Bike Trail, Billiard Room, Club House, Common Grounds, Community Center, Exercise Room, Fitness Center, Game Room, Jog/Walk Path, Library, Meeting Room, Party Room, Pool - Indoor, Pool Mem Avail, Recreational Center, Retirement Community, Spa, Swimming Pool, Common Area Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Sauna, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Additional Storage Area,Built In,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,470
Taxes
$455
HOA
$141

Home Price

$449,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$89,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,470.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,470.44 $455.08 $141.00 $3,066.53
Yearly $29,645.31 $5,461.00 $1,692.00 $36,798.31
Total $889,359.38 $163,830.00 $50,760.00 $1,103,949.38
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (White Plains, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T03:13:49.000Z

© 2026 Bright MLS