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5416 Spotswood Pl , White Plains, MD 20695
$384,990
Est. Payment: $2,114.02/mo
3 Bed
4 Bath
2180 Sqft
0.04 Acres
Status: active | Days on site: 51
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House Description

4.5% ASSUMABLE FHA LOAN!!! Why wait on new construction, this home is MOVE-IN READY NOW!! "Welcome Home" to the beautiful and highly desired "St. Charles Gleneagles" community, where homeowners enjoy an active lifestyle with walking paths, multiple playgrounds, a swimming pool, luxurious community center, and more…. This beautifully appointed three-level brick townhouse offers an elegant blend of comfort, style, and functionality! Featuring 3 spacious bedrooms, 2 full bathrooms, and 2 half bathrooms. This residence provides exceptional versatility and privacy across three thoughtfully designed levels. The classic brick exterior creates timeless curb appeal, while the private one-car garage offers convenient parking and additional storage plus a 2-car driveway. Inside you’ll discover inviting living spaces complemented by a warm, sophisticated atmosphere that makes you feel right at home. Whether hosting guests or enjoying a quiet evening, the home's huge layout provides plenty of room to relax and unwind. The heart of this exceptional home is the spacious gourmet kitchen, thoughtfully designed for everyday living and effortless entertaining. A generous center island creates the perfect space for casual dining, meal preparation, or gathering with friends! Surrounded in natural light, the kitchen feels bright, airy, and inviting throughout the day. Extensive cabinetry provides exceptional storage, while the expansive layout offers an impressive amount of space for a flex area. Step outside the kitchen and onto your cozy deck, a charming retreat perfect for morning coffee, late night star gazing, or simply to relax and enjoy a little fresh air. Head down to the basement which offers additional living space and endless possibilities to suit your lifestyle. Whether envisioned as a large family room, home theater, fitness area, home office, or entertainment retreat, this flexible lower level provides plenty of room to create a space uniquely your own. From there head out to the backyard, a private and cozy extension of the home—perfect for relaxing, hosting an intimate gathering, or simply an area for your furry friends to run around and enjoy. Ideally situated in a sought-after community, this home’s exceptional location is convenient to nearby schools, new retail and dining experiences, SoMD Blue Crabs Stadium, local entertainment and so much more! Let’s make this your home!

Highlights

Listed by Nateka J. Butler , 3018480135 Berkshire Hathaway HomeServices PenFed Realty , 3018707653. Bright MLS

Property Type

Townhome

Lot/Acreage
0.04

HOA Fee

70 Monthly

Year Built

2017

County

Charles

Neighborhood

St. Charles, Gleneagles South

School District

Charles County Public Schools

Listing ID

MDCH2059244

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Air Cond:Central A/C
Fireplaces:
Floor:Luxury Vinyl Plank,Carpet,Ceramic Tile
Above Ground Sq Ft:2180
Basement:Fully Finished
Other:
  • ▪ Additional:No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:3
Zoning:PUD
Others:
  • ▪ Additional:Excellent, Club House, Common Grounds, Community Center, Jog/Walk Path, Pool - Outdoor, Swimming Pool, Tot Lots/Playground, Common Area Maintenance, Management, Pool(s), Recreation Facility, Trash, Snow Removal, Reserve Funds
Sewer:Public Sewer
Parking Features:Paved Driveway,Garage - Front Entry,Attached Garage,Driveway,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,114
Taxes
$410
HOA
$70

Home Price

$384,990

Loan Details

30 yrs
7.312%

Down Payment

20%
$76,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,114.02

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,114.02 $410.08 $70.00 $2,594.10
Yearly $25,368.19 $4,921.00 $840.00 $31,129.19
Total $761,045.71 $147,630.00 $25,200.00 $933,875.71
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (White Plains, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS