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10738 Apple Tree Ln , Williamsport, MD 21795
$665,000
Est. Payment: $3,539.41/mo
5 Bed
4 Bath
4769 Sqft
0.53 Acres
Status: active | Days on site: 124
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HOMESALE047 - 59908,3296511
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House Description

Luxury, space, and thoughtful upgrades come together in this exceptional brick home offering nearly 4,800 finished square feet of living space. Ideally located in historic Williamsport with convenient access to I-81, this home combines an easy commute with nearby outdoor recreation. The welcoming two-story foyer with hardwood floors and elegant crown molding sets the tone, leading to formal dining room, a private office, and a spacious living room with a built-in entertainment center. The gourmet kitchen features granite countertops, soft-close cabinetry, a center island, coffee bar, and abundant workspace, while the enclosed Florida room with a pellet stove creates a comfortable retreat to enjoy throughout much of the year. Upstairs, you'll find five generously sized bedrooms and three full baths, including a spacious primary suite. The fully finished walkout basement adds approximately 1,595 square feet of finished living space with a large recreation room featuring a bar, wired for surround sound, plus a versatile bonus room ideal for guests, a home office, or hobbies. Outdoor living is just as impressive with a low-maintenance 21' x 22' Trex deck, adjoining concrete patio, professionally landscaped grounds, decorative hardscaping, and landscape lighting that showcases the home's beautiful exterior after dark. Just minutes away, enjoy the Potomac River and the C & O Canal National Historical Park Towpath, offering miles of scenic trails for activities. It provides convenient parking and river access for fishing, kayaking, floating, swimming, and other outdoor adventures, making it easy to enjoy everything this historic area has to offer. Additional features include dual-zone heat pumps, a laundry room with utility tub, a two-car garage, dual 200-amp electrical panels providing 400 amps of electrical service with capacity for future expansion, a 50-year architectural shingle roof installed approximately three years ago, newer gutters, and a one-year-old water heater. This home offers exceptional space, quality, and a location that truly stands out.

Highlights

Listed by Sandy Curtis , 2405605322 and Matthew D Curtis , 3019924770 Berkshire Hathaway HomeServices Homesale Realty , 3017451620. Bright MLS

Property Type

Residential

Lot/Acreage
0.53

Year Built

1998

County

Washington

Neighborhood

Cloverton

School District

Washington County Public Schools

Listing ID

MDWA2038196

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Heat Pump(s),Central A/C
Fireplaces:
Floor:Hardwood,Luxury Vinyl Plank,Carpet
Above Ground Sq Ft:3174
Below Ground Sq Ft:1595
Basement:Fully Finished
Other:
  • ▪ Additional:Bar, Bathroom - Jetted Tub, Breakfast Area, Built-Ins, Combination Kitchen/Living, Crown Moldings, Floor Plan - Traditional, Kitchen - Island, Sound System
Water:Public

Exterior Features

Lot:Sloping,Not New Construction,Horse Property: No
Garage Capacity:6
Zoning:RS
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Good
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,539
Taxes
$375

Home Price

$665,000

Loan Details

30 yrs
7%

Down Payment

20%
$133,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,539.41

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,539.41 $374.92 $0.00 $3,914.33
Yearly $42,472.91 $4,499.00 $0.00 $46,971.91
Total $1,274,187.34 $134,970.00 $0.00 $1,409,157.34
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Williamsport, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS