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10537 My Girl Pl , Woodstock, MD 21163
$875,000
Est. Payment: $4,804.71/mo
4 Bed
5 Bath
4310 Sqft
0.04 Acres
Status: active | Days on site: 1
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KWLA1 - 3804,3004065
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House Description

RARE FINANCING ADVANTAGE — $501,000 ASSUMABLE MORTGAGE AT JUST 2.25%! Qualified buyers may have the opportunity to take over the seller’s existing VA loan at this below-market rate, which could mean significant monthly savings! Beautifully appointed townhouse residence offering 4 bedrooms, 4 full bathrooms, 1 half bathroom, and 4,310 finished square feet in desirable Waverly Grove. Recent improvements include an updated kitchen (2023) with select stainless steel appliances updated between 2019 and 2025. // A welcoming entry-level foyer provides convenient access to the attached 2-car garage. Just beyond the stairwell, an expansive, fully finished lower-level recreation room features soaring ceilings, a wall of custom built-ins, a spacious closet, and rear exterior access. A full bathroom completes this versatile level, offering an ideal setting for entertaining, recreation, or additional living space. // The open-concept main level showcases beautiful hardwood flooring that flows seamlessly throughout the spacious living room complete with a powder room, dining area, and kitchen. The inviting dining area offers dual access points to an elevated deck, creating an effortless connection between indoor and outdoor living. // The beautifully updated eat-in kitchen (2023) features an expansive center island with breakfast bar seating, elegant quartz countertops, a classic white subway tile backsplash, crisp white cabinetry offering abundant storage, stylish pendant lighting, and a suite of Bosch® stainless steel appliances. // Upstairs, three generously sized carpeted bedrooms, two full bathrooms, and a conveniently located laundry room provide comfortable everyday living. The spacious primary suite is highlighted by an elegant tray ceiling, dual spacious closets, and a private ensuite bathroom featuring a double-sink vanity and separate water closet. The uppermost level offers a versatile loft or fourth bedroom, complete with a full bathroom, an oversized walk-in closet, and a private rooftop deck. // Enjoy exceptional outdoor living with an elevated, low-maintenance composite deck and a private rooftop deck, both offering peaceful views of the surrounding woods and nearby lake. A fenced rear walkway provides a connection toward the lake, adding to the property's scenic setting. // Residents of Waverly Grove enjoy an impressive array of community amenities, including a clubhouse, fitness center, outdoor swimming pool, basketball and tennis courts, tot lots and playgrounds, and beautifully maintained common grounds with picnic areas. Golf enthusiasts can also enjoy access to a nearby golf course with memberships available.

Highlights

Listed by Robert J Lucido , 4104656900 and Tracy J. Lucido , 4108022567 Keller Williams Lucido Agency , 4104656900. Bright MLS

Property Type

Townhome

Lot/Acreage
0.04

HOA Fee

489 Quarterly

Year Built

2019

County

Howard

Neighborhood

Waverly Grove

School District

Howard County Public Schools

Listing ID

MDHW2075006

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop, Disposal, Dryer, Exhaust Fan, Icemaker, Oven - Wall, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:
Floor:Carpet,Hardwood
Above Ground Sq Ft:4310
Other:
  • ▪ Additional:Attic, Carpet, Ceiling Fan(s), Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Island, Recessed Lighting, Walk-in Closet(s), Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RES
Roof:Asphalt
Others:
  • ▪ Additional:Exterior Lighting, Sidewalks, Basketball Courts, Club House, Common Grounds, Fitness Center, Golf Course, Golf Course Membership Available, Picnic Area, Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Common Area Maintenance, Insurance, Management, Snow Removal
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Saturday 11:00 am - 1:00 pm Nov 14
Principal Interest
$4,805
Taxes
$943
HOA
$489

Home Price

$875,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$175,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,804.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,804.71 $942.58 $489.00 $6,236.29
Yearly $57,656.48 $11,311.00 $5,868.00 $74,835.48
Total $1,729,694.28 $339,330.00 $176,040.00 $2,245,064.28
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Woodstock, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS