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434 Fourth St , Atco, NJ 08004
$659,900
Est. Payment: $3,563.47/mo
3 Bed
3 Bath
2730 Sqft
2.25 Acres
Status: pending | Days on site: 15
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CREI01 - 3183153
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House Description

Welcome to 434 4th Street, Atco, NJ 08004 — an extraordinary custom residence where timeless elegance meets modern luxury, privately nestled against breathtaking unobstructed wooded views. This impeccably designed 3-bedroom, 2.5-bath home showcases exceptional craftsmanship, sophisticated finishes, and a warm, inviting atmosphere throughout. From the moment you arrive, the home captivates with its stunning natural light, oversized bay windows, and picturesque views that create a serene setting in every season. The grand living room serves as the centerpiece of the home, featuring rich hardwood flooring, a magnificent floor-to-ceiling stone fireplace, and seamless access to an expansive stone patio — creating the perfect indoor-outdoor experience for entertaining or relaxing in complete privacy. Designed with both luxury and functionality in mind, the gourmet kitchen features premium stainless steel appliances, elegant granite countertops, custom cabinetry, and a spacious dining area surrounded by panoramic wooded views. The sophisticated floor plan effortlessly flows into the formal dining room, highlighted by a stunning full wood picturesque accent wall that adds warmth, character, and elevated design to the space — creating the perfect atmosphere for intimate dinners and elegant entertaining. The heated 2-car garage provides direct access to a thoughtfully designed mudroom complete with custom storage, closet space, and a stylish powder room for everyday convenience. The fully finished lower level is an entertainer’s dream, featuring a custom granite-top bar, oversized flat-screen entertainment area, and an expansive lounge space perfectly suited for hosting guests, game nights, or private events. On the second level, you’ll find two generously sized bedrooms, each featuring spacious walk-in closets, along with a beautifully appointed full bathroom and a conveniently located laundry room with additional storage. Privately situated on its own level, the luxurious primary suite offers the ultimate private retreat. Upon entering the suite, you are welcomed by a tranquil Zen-inspired sand garden, creating a peaceful spa-like atmosphere designed for relaxation and serenity. This remarkable sanctuary also features a cozy fireplace, dedicated office or sitting area, two oversized closets, and a spa-inspired ensuite bath complete with radiant heated floors, a custom makeup vanity, and an expansive walk-in shower designed for total relaxation. Every detail of this exceptional residence has been carefully curated to deliver comfort, sophistication, and timeless appeal. For added peace of mind and uninterrupted comfort, the home is also equipped with a whole-house generator, ensuring reliable power year-round. Surrounded by peaceful natural scenery while offering refined modern living, 434 4th Street is a rare opportunity to own a truly one-of-a-kind luxury home in Atco. Please call the agent to ask about the seller's concessions.

Highlights

Listed by Mark D Forte , 8567671776 Century 21 Reilly Realtors , 8567671776. Bright MLS

Property Type

Residential

Lot/Acreage
2.25

Year Built

1981

County

Camden

Area

Waterford Twp (20435)

Neighborhood

None Available

School District

Waterford Township Public Schools

Listing ID

NJCD2128564

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer, Oven/Range - Gas, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:Stone,2 Fireplaces
Above Ground Sq Ft:2730
Basement:Fully Finished,Outside Entrance,Poured Concrete,Sump Pump,Windows
Other:
  • ▪ Additional:Attic, Attic/House Fan, Bar, Bathroom - Soaking Tub, Bathroom - Stall Shower, Breakfast Area, Family Room Off Kitchen, Kitchen - Island, Pantry, Recessed Lighting, Window Treatments, No Pet Restrictions, Pets Allowed
Water:Well

Exterior Features

Lot:Partly Wooded,Private,Rear Yard,Not New Construction,Horse Property: No
Lot Dimensions:0.00 x 0.00
Garage Capacity:2
Zoning:R1
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Flood Lights, Gutter System, Lawn Sprinkler, Play Area, Excellent
Sewer:Approved System,Septic Exists
Parking Features:Asphalt Driveway,Circular Driveway,Fenced,Additional Storage Area,Garage - Front Entry,Garage - Side Entry,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$3,563
Taxes
$894

Home Price

$659,900

Loan Details

30 yrs
7.144%

Down Payment

20%
$131,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,563.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,563.47 $894.08 $0.00 $4,457.55
Yearly $42,761.61 $10,729.00 $0.00 $53,490.61
Total $1,282,848.31 $321,870.00 $0.00 $1,604,718.31
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Atco, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T15:13:57.000Z

© 2026 Bright MLS