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27 Cottonwood Ave , Berlin, NJ 08009
$640,000
Est. Payment: $3,456.01/mo
5 Bed
4 Bath
2533 Sqft
Status: active | Days on site: 64
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55722 - 3249260
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House Description

Why wait to build when you can move right in? Welcome to 27 Cottonwood Avenue, a beautifully upgraded Water Lily model by K. Hovnanian, situated on a premium lot in the new Villages at Hays Mill Creek community. Offering 5 bedrooms, 4 full bathrooms, a basement, and a 2-car garage, this nearly new home is complete and ready to move in immediately.Step inside to a bright, open floor plan designed for both everyday living and entertaining. The owners have enhanced the first floor with upgraded flooring and lighting, adding a polished, finished feel throughout. The spacious kitchen features a large center island and opens seamlessly to the dining area and great room, creating a wonderful gathering space. A dedicated first-floor office provides the perfect work-from-home setting.One of the home's most desirable features is the first-floor bedroom with a full bath, offering tremendous flexibility for guests, extended family, or multi-generational living. Upstairs, the spacious primary suite offers a private bath and generous closet space. Three additional bedrooms, another full bath, a versatile loft, and conveniently located second-floor laundry complete the upper level. The basement adds an entire additional level of living space, and the owners upgraded the original plan by adding a fourth full bathroom—perfect for a recreation room, home gym, media room, guest space, or a combination of uses. Outside, enjoy the benefits of a premium homesite within a growing new community. With the home already completed and thoughtfully upgraded, you can skip the decisions, construction process, and wait that often come with buying new. Conveniently located in Berlin with easy access to Routes 73 and 30, Atco Rail Station, shopping, dining, recreation, and Philadelphia.

Highlights

Listed by Karen Moses , 7326878426 Redfin , 6092167035. Bright MLS

Property Type

Residential

HOA Fee

135 Monthly

Year Built

2026

County

Camden

Area

Berlin Twp (20406)

Neighborhood

Villages At Hays Mill Creek

School District

Berlin Township Public Schools

Listing ID

NJCD2126214

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Built-In Microwave, Dishwasher, ENERGY STAR Refrigerator, Washer, Dryer - Gas
Air Cond:Central A/C
Fireplaces:
Floor:Luxury Vinyl Plank,Carpet,Tile/Brick
Above Ground Sq Ft:2533
Basement:Full
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Bathroom - Stall Shower, Carpet, Dining Area, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Dogs OK, Cats OK, Pets Allowed
Water:Public

Exterior Features

Lot:Horse Property: No
Garage Capacity:4
Zoning:RES
Roof:Shingle
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer
Parking Features:Inside Access,Oversized,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,456
Taxes
$408
HOA
$135

Home Price

$640,000

Loan Details

30 yrs
7.144%

Down Payment

20%
$128,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,456.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,456.01 $408.00 $135.00 $3,999.01
Yearly $41,472.09 $4,896.00 $1,620.00 $47,988.09
Total $1,244,162.63 $146,880.00 $48,600.00 $1,439,642.63
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Berlin, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS