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438 W 3rd St , Florence, NJ 08518
$319,500
Est. Payment: $1,725.30/mo
3 Bed
1350 Sqft
0.11 Acres
Status: active | Days on site: 119
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RMHOME - 3150789
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House Description

A truly unique find in Florence Township! This versatile two-family property offers the perfect blend of owner-occupancy and income potential. Live comfortably in the lower-level unit while generating rental income from the upper-level studio apartment, complete with its own private entrance for added convenience and privacy. First floor offers 2 bedrooms, 1 bath. Second floor offers one bedroom, and one bath. The property features a fully fenced yard—ideal for entertaining, pets, or outdoor enjoyment—along with detached garages located at the rear of the property with easy alley access. Whether you're an investor or a buyer looking to offset your mortgage, this is an exceptional opportunity you won’t want to miss!
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Highlights

Listed by Valerie Archer Belardo , 6093776640 RE/MAX at Home , 6097848021. Bright MLS

Property Type

Multi-Family
Lot/Acreage
0.11

Year Built

1934

County

Burlington

Area

Florence Twp (20315)

 School District

Florence Township Public Schools

Listing ID

NJBL2110026

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
Air Cond:Window Unit(s)
Fireplaces:
Floor:Carpet,Hardwood,Vinyl
Above Ground Sq Ft:1350
Basement:Full,Outside Entrance
Other:
  • ▪ Additional:2nd Kitchen
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Lot Dimensions:50.00 x 100.00
Garage Capacity:4
Zoning:RESIDENTIAL
Roof:Shingle
Others:
  • ▪ Additional:Below Average
Sewer:Public Sewer
Parking Features:Unpaved,Additional Storage Area,Driveway,Alley,Detached Garage,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$1,725
Taxes
$448

Home Price

$319,500

Loan Details

30 yrs
7.144%

Down Payment

20%
$63,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,725.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,725.30 $447.92 $0.00 $2,173.22
Yearly $20,703.64 $5,375.00 $0.00 $26,078.64
Total $621,109.31 $161,250.00 $0.00 $782,359.31
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Florence, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS