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22 Terrapin La , Hamilton, NJ 08619
$625,000
Est. Payment: $3,375.01/mo
4 Bed
4 Bath
3322 Sqft
0.34 Acres
Status: pending | Days on site: 34
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KLWILPRM - 3155435
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House Description

The University Heights Canvas You’ve Been Waiting For! Discover the perfect canvas for your vision in this spacious four-bedroom, 3.5-bath home offering nearly 2,600 square feet of living space with an additional 800 sqft in the basement, on a generous lot in an ideal location. Featuring a brand-new roof and exceptional curb appeal, the home welcomes you with an expanded covered front porch and a paver walkway. Inside, custom oak hardwood floors flow through a thoughtful layout designed for both relaxing and entertaining. The sunlit living room boasts custom built-in shelving ideal for a private library, while the heart of the home centers around a large eat-in kitchen with a full appliance package that opens directly to a cozy family room with a certified, custom brick fireplace. The upper level features four generously sized bedrooms and two full baths, providing comfortable personal spaces for family and guests alike—highlighted by a primary suite complete with a newly updated deck overlooking the private backyard. Downstairs, the finished basement dramatically expands your living options with a full bath, rich knotty pine walls, custom built-in storage and benches, and a custom wet bar as its centerpiece. Additional practical features include a freshly painted two-car attached garage complete with a large cedar closet for seasonal storage. Step outside into your private backyard sanctuary, fully fenced and thoughtfully designed for poolside living. Enjoy morning coffee or evening sunsets from your primary suite deck, or head downstairs where a paver walkway leads to two expansive paver patios and an in-ground pool ready for summer fun. Beyond the property itself, the location offers an unbeatable lifestyle. Situated in University Heights with a neighborhood elementary school, you are just moments from Mercer County Park's endless trails, lake, and athletic facilities. Commuters will appreciate effortless access to I-95, I-295, and the Hamilton Train Station for easy travel to NYC and Philadelphia, while top local spots like the RWJ Fitness Center, premier shopping, Mercer County Community College, and Grounds For Sculpture are all right at your doorstep. Bring your contractor and your ideas to transform this solid foundation into your ultimate dream home.

Highlights

Listed by Anthony L Rosica , 6097434881 Keller Williams Premier , 6094595100. Bright MLS

Property Type

Residential

Lot/Acreage
0.34

Year Built

1972

County

Mercer

Area

Hamilton Twp (21103)

Neighborhood

University Heights

School District

Hamilton Township

Listing ID

NJME2081534

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:1 Fireplace
Floor:Hardwood
Above Ground Sq Ft:2522
Below Ground Sq Ft:800
Basement:Fully Finished
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Lot Dimensions:105.00 x 142.00
Garage Capacity:2
Zoning:RESIDENTIAL / R-5
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,375
Taxes
$1,130

Home Price

$625,000

Loan Details

30 yrs
7.144%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,375.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,375.01 $1,129.67 $0.00 $4,504.67
Yearly $40,500.09 $13,556.00 $0.00 $54,056.09
Total $1,215,002.57 $406,680.00 $0.00 $1,621,682.57
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Hamilton, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS