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974 Summit Ave 401x , Jersey City, NJ 07307
$625,000
Est. Payment: $3,375.01/mo
2 Bed
2 Bath
1167 Sqft
Status: active | Days on site: 10
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550203 - 303252
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House Description

**THIS HOME COMES WITH A PROGRAM PROVIDING LOWER INTEREST RATES FOR THE FIRST TWO YEARS.** Ow this chic bright, top-floor coveted corner duplex with deeded parking in an elevator building rarely found in the flourishing Heights neighborhood. Wrapped in elegant arched windows on two exposures, this 2-bed, 2-bath residence floods with natural light all day long and comes with a deeded parking space, a rare find even among newer Heights construction. Spanning two well laid out floors, the layout offers real separation between living and sleeping spaces or home office setup. Built in 2020 this stylish home offers modern, high-end finishes, quartz counter tops, glass backsplash, hardwood floors, GE Cafe' top of the line appliances suite include the chef's choice, smart tech induction vented range with Wi-Fi cooking access. Additional features include smart digital locks, Nest thermostat, FiOS ready, efficient tankless hot water/heater, Central AC, full size washer/vented dryer. The building offers modern conveniences hard to find at this price point such as an elevator, a common roof deck with NYC skyline views and a fitness room. Best of all, this unit comes with ONE PARKING SPACE at the onsite lot included in the HOA fee. Centrally located you're walking distance to Farmer's Market, tennis courts, pool, parks, Hoboken and, the Heights' growing restaurant scene. You are also an easy stroll to the NYC bus and Lightrail which connects to the Path and Hoboken Elevator/Steps.

Highlights

Listed by JOELLE CHILAZI , MP COMPASS NEW JERSEY LLC , 201-627-4947. Garden State MLS

Property Type

Condo/Townhome

HOA Fee

725 Monthly

Year Built

2020

County

Hudson

Neighborhood

Sec

Listing ID

4062665

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Carbon Monoxide Detector, Dishwasher, Dryer, Kitchen Exhaust Fan, Microwave Oven, Range/Oven-Electric, Refrigerator, Stackable Washer/Dryer, Washer
Air Cond:1 Unit,Central Air
Fireplaces:
Floor:Wood
Other:
  • ▪ Additional:Blinds, Drapes, Elevator, CeilHigh, Intercom, SecurSys, SmokeDet, WndwTret, Washer/Dryer, Pets Allowed
Water:Public Water

Exterior Features

Lot:Corner
Lot Dimensions:0
Roof:Flat
Others:
  • ▪ Additional:Deck, Patio, Brick, Assigned
Sewer:Public Available
Parking Features:Attached Garage,Garage Parking
Principal Interest
$3,375
Taxes
$1,058
HOA
$725

Home Price

$625,000

Loan Details

30 yrs
7.144%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,375.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,375.01 $1,057.92 $725.00 $5,157.92
Yearly $40,500.09 $12,695.00 $8,700.00 $61,895.09
Total $1,215,002.57 $380,850.00 $261,000.00 $1,856,852.57
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Jersey City, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:58:39.000Z

© 2026 Garden State MLS