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1428 Lloyd Terrace , Millville, NJ 08332
$389,900
Est. Payment: $2,105.46/mo
3 Bed
2 Bath
2544 Sqft
0.53 Acres
Status: active | Days on site: 28
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61062 - 3145503
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House Description

• 2,544 Sq. Ft. Single-Level Living • ADA Accessible Home • Spacious Eat-In Kitchen • Primary Suite with Roll-In/Walk-In Shower • Full Basement Ready to Finish • Fenced in Backyard • 1/2 mile from Rieck Avenue Elementary School Discover this spacious ranch-style home offering single-level living, multiple gathering spaces, and a flexible floor plan. Inside, the spacious eat-in kitchen serves as the heart of the home with oak cabinetry, double sink and generous counter space for meal preparation and everyday use. The kitchen flows directly into the family room, where a fireplace creates a warm focal point. Just off the kitchen, a separate den provides additional living space and features a dedicated washer and dryer closet, plus rough-in plumbing for a future half bath. A formal living room and separate formal dining room provide additional space for entertaining and everyday living. The main level includes three generously sized bedrooms and two full bathrooms. The primary bedroom features double closets and a private attached bathroom with a walk-in or roll-in shower. There is rear entry access making it ideal for a possible in-law suite. The second and third bedrooms each feature double closets and ceiling fans. Skylights in the middle bathroom and hallway bring additional natural light into the home. Features designed to support ease of movement include wide interior spaces, generously sized doorways, and smooth ramp access to the rear patio. Additional highlights include central air conditioning, natural gas forced-air heat, a natural gas tankless hot water heater, a backup Generac generator, 200-amp electrical service, and public water and sewer. The large full basement offers steel beam construction with extensive storage and is ready to finish, providing an opportunity to expand the usable living space. Situated on a corner lot, the property also features a side horseshoe driveway, attached one-car garage with automatic opener, fully fenced backyard, and storage shed. Conveniently located near Rieck Avenue Elementary School with easy access to Routes 49, 47, and 55. With generous square footage, multiple living areas, practical upgrades, and room for future expansion, this home offers an impressive combination of space and versatility.

Highlights

Listed by W. Scott Sheppard , 8562079393 BHHS Fox & Roach-Vineland , 8566910091. Bright MLS

Property Type

Residential

Lot/Acreage
0.53

Year Built

1985

County

Cumberland

Area

Millville City (20610)

Neighborhood

"None Available"

School District

Millville Board Of Education

Listing ID

NJCB2033372

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Range Hood, Oven - Wall, Washer, Dryer
Air Cond:Central A/C
Fireplaces:1 Fireplace
Floor:Carpet,Vinyl
Above Ground Sq Ft:2544
Basement:Full
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Stall Shower, Breakfast Area, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Eat-In
Water:Public

Exterior Features

Lot:Corner,Front Yard,Rear Yard,SideYard(s),Not New Construction,Horse Property: No
Lot Dimensions:150x153
Garage Capacity:5
Zoning:RES
Roof:Pitched
Others:
  • ▪ Additional:Exterior Lighting, Street Lights
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage - Side Entry,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,105
Taxes
$648

Home Price

$389,900

Loan Details

30 yrs
7.144%

Down Payment

20%
$77,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,105.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,105.46 $647.75 $0.00 $2,753.21
Yearly $25,265.57 $7,773.00 $0.00 $33,038.57
Total $757,967.20 $233,190.00 $0.00 $991,157.20
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Millville, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS