What if your next home came with the space you've been looking for AND a 3.625% assumable FHA mortgage? Welcome to 81 Swackhammer Way in Mountain Ridge Estates! Set on a premium homesite backing to trees, this spacious Schubert floor plan offers the feel of single-family living with the convenience of a townhome. Picture mornings with coffee on the deck, evenings gathered around the oversized kitchen island, and a finished recreation room with space to make your own. Upstairs, the primary suite features walk-in closets and a private bath with soaking tub, plus the convenience of second-floor laundry. Add in 3.5 baths, an attached 2-car garage, and a community clubhouse with gym, game room + playground just across the street. With over 2,400 sq. ft. of living space and a financing opportunity you don't see every day, this one deserves a closer look. Schedule your showing! Home is a legal a 2-bedroom home with an additional room offering flexible use as a bedroom. FHA mortgage assumption subject to servicer approval and buyer qualification.