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sales rep | Brivity IDX

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55 Railroad Ave , Phillipsburg Town, NJ 08865
$275,000
Est. Payment: $1,485.00/mo
4 Bed
1 Bath
1461 Sqft
0.11 Acres
Status: active | Days on site: 12
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000609 - 294736
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House Description

Move right into this charming 1920 Colonial in Phillipsburg! Full of character and timeless appeal, this spacious home blends classic details with fresh updates. Beautiful wood floors, brand-new carpeting and fresh neutral paint make settling in easy. Featuring 4 bedrooms, 1 full bath, an eat-in kitchen and an abundance of charm throughout, including high ceilings on the first floor and the character you would expect from a home of this era. A walk-up attic offers additional storage space. Enjoy your morning coffee or unwind on the welcoming open front porch while watching the world go by. Out back, you'll find a deck, a great-sized yard and the added convenience of private parking. If you've been waiting for a home with character, space and move-in-ready appeal, this Phillipsburg Colonial deserves a spot at the top of your list. Don't let this one pass you by!

Highlights

Listed by DEBORAH MCINTOSH , MP WEICHERT REALTORS , 908-879-7010. Garden State MLS

Property Type

Residential

Lot/Acreage
0.11

Year Built

1920

County

Warren

Listing ID

4062273

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Microwave Oven, Range/Oven-Gas
Floor:Carpeting,Vinyl-Linoleum,Wood
Basement:Full,Unfinished
Other:
  • ▪ Additional:CODetect, SmokeDet, TubShowr, Pets Allowed
Water:Public Water

Exterior Features

Lot:Level Lot,Open Lot
Lot Dimensions:.114 ACRE
Zoning:RES
Roof:Asphalt Shingle
Others:
  • ▪ Additional:Curbs, Deck, Metal Fence, Open Porch(es), Sidewalk, Storage Shed, Aluminum Siding, Off-Street Parking, On-Street Parking, See Remarks
Sewer:Public Sewer
Principal Interest
$1,485
Taxes
$358

Home Price

$275,000

Loan Details

30 yrs
7.144%

Down Payment

20%
$55,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,485.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,485.00 $358.00 $0.00 $1,843.00
Yearly $17,820.04 $4,296.00 $0.00 $22,116.04
Total $534,601.13 $128,880.00 $0.00 $663,481.13
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Phillipsburg Town, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:58:50.000Z

© 2026 Garden State MLS