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22 S 1st St , Surf City, NJ 08008
$3,950,000
Est. Payment: $21,330.05/mo
6 Bed
5 Bath
3291 Sqft
0.09 Acres
Status: pending | Days on site: 30
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FREMNCO1 - 3288395
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House Description

Welcome to effortless coastal luxury in the heart of Surf City—this turn-key oceanblock retreat, built in 2023, perfectly captures the essence of modern beach living with breathtaking ocean views and exceptional investment appeal. Just under 3,300 sq ft on 3 floors of living, this home was thoughtfully designed with both style and functionality in mind. Featuring 6 bedrooms and 4.5 baths, this nearly new construction home offers a seamless blend of high-end finishes, open-concept living, and abundant natural light. Expansive windows and multiple outdoor living spaces invite in the sights and sounds of the ocean, creating a relaxed yet refined atmosphere throughout. The spacious layout is ideal for entertaining, featuring a designer kitchen with premium appliances, custom cabinetry, and a large center island that flows effortlessly into the dining and living areas. Generous bedrooms and spa-inspired bathrooms provide comfort and privacy for family and guests alike. Step outside to your private backyard oasis, where a beautifully designed inground saltwater pool offers the perfect place to cool off after a day at the beach. The outdoor living experience is elevated even further with a gas fire pit—ideal for gathering on cool coastal evenings under the stars, creating a warm and inviting setting for family and friends. Positioned on the coveted oceanblock, you’re just steps from the beach while still enjoying privacy and unobstructed views. Whether you’re sipping morning coffee on the deck as the sun rises over the Atlantic or unwinding after a day on the sand, every moment here feels elevated. Adding to its appeal, this property boasts a proven rental history, making it an outstanding opportunity for both personal enjoyment and strong income generation. With everything in place and meticulously maintained, this is truly a turn-key offering—ready for immediate use or continued investment success. A rare chance to own a like-new coastal home with views, location, lifestyle, and performance—this is Surf City living at its finest.

Highlights

Listed by Edward T Freeman , 6096615002 Freeman & Company Real Estate , 6099003534. Bright MLS

Property Type

Residential

Lot/Acreage
0.09

Year Built

2023

County

Ocean

Area

Surf City Boro (21532)

Neighborhood

Surf City

Listing ID

NJOC2040928

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer - Gas, Exhaust Fan, Oven/Range - Gas, Refrigerator, Range Hood, Stainless Steel Appliances, Washer, Water Dispenser, Water Heater - Tankless
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:3291
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Ceiling Fan(s), Chair Railings, Dining Area, Efficiency, Elevator, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Wainscotting, Walk-in Closet(s), Wet/Dry Bar, Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Lot Dimensions:40 x 100
Garage Capacity:2
Zoning:RA
Roof:Fiberglass
Others:
  • ▪ Additional:Exterior Lighting, Extensive Hardscape, BBQ Grill, Outside Shower, Excellent
Sewer:Public Sewer
Parking Features:Covered Parking,Garage - Front Entry,Garage Door Opener,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$21,330
Taxes
$1,613

Home Price

$3,950,000

Loan Details

30 yrs
7.144%

Down Payment

20%
$790,000
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Monthly Price:
$21,330.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $21,330.05 $1,612.75 $0.00 $22,942.80
Yearly $255,960.54 $19,353.00 $0.00 $275,313.54
Total $7,678,816.25 $580,590.00 $0.00 $8,259,406.25
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Surf City, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS