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2781 Spruce St , Union Twp., NJ 07083
$569,000
Est. Payment: $3,072.61/mo
4 Bed
1.5 Bath
Status: under contract | Days on site: 21
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2792 - 281535
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

METICULOUSLY MAINTAINED & BEAUTIFULLY UPDATED 4-BED ON CORNER LOT IN TREE-LINED UNION NEIGHBORHOOD. Long list of significant recent (2025/26) improvements"roof, hot water heater, electrical panel, whole-house humidifier, furnace. Home impresses w/ gleaming refinished hardwood floor on 1st floor (2026) & 2nd floor (2024), interior paint (2024), triple pane vinyl windows (2022), generous-sized rooms & great indoor/outdoor flow. Bright Living Room & Dining Room w/ space for large table. Eat-In Kitchen spans back of home w/ multiple Windows, quartz countertops, 2 Pantry Closets, white cabinetry. Inviting Breakfast Area is perfect for homework, dinners, or chatting w/ the chef. Glass sliding Doors open to large Deck w/ custom privacy screens & remote-operated SunSetter awning that's perfect for enjoying morning coffee or evening cocktails. Renovated Powder Bath has bidet, wood-look tile flooring, wood vanity. Upstairs, Primary Bedroom large enough for King bed has Windows at multiple exposures, 2 generous Closets. Full Hall Bath features black granite counters, wood vanity w/ ample Storage, Linen Closet, tub & shower w/ tile surround. A clean spacious attic offers extra storage. Finished Lower Level features cozy, carpeted Recreation Room w/ recessed lighting & huge Utility Room w/ new (2025) W/D, utility sink. Ideally located near every convenience, major highways, retail, NYC direct bus stop. Large 1-Car Garage & Shed. Whole-home generator, plus additional updates & renovations!
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Highlights

Listed by SCOTT SHUMAN , MP KELLER WILLIAMS REALTY , 908-273-2991. Garden State MLS

Property Type

Residential

Year Built

1963

County

Union

Listing ID

4060025

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:1.5
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave Oven, Range/Oven-Gas, Refrigerator, Washer
Air Cond:Central Air
Fireplaces:
Basement:Partial
Water:Public Water

Exterior Features

Lot Dimensions:61.65X87IRR
Roof:Asphalt Shingle
Others:
  • ▪ Additional:Aluminum Siding, Additional Parking
Sewer:Public Sewer
Parking Features:Attached Garage
Principal Interest
$3,073
Taxes
$1,055

Home Price

$569,000

Loan Details

30 yrs
7.144%

Down Payment

20%
$113,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,072.61

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,072.61 $1,055.33 $0.00 $4,127.94
Yearly $36,871.28 $12,664.00 $0.00 $49,535.28
Total $1,106,138.34 $379,920.00 $0.00 $1,486,058.34
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Union Twp., NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:58:39.000Z

© 2026 Garden State MLS