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13603 S Sawmill Rd , Atoka, OK 74525
$230,000
Est. Payment: $1,224.16/mo
3 Bed
1 Bath
2044 Sqft
5 Acres
Status: active | Days on site: 44
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3072 - 200948
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House Description

Welcome to your peaceful country homestead within the Harmony School District. This charming 3-bedroom, 1-bathroom home sits beautifully on 5 acres, perfectly blending rural tranquility with fresh, modern updates. The entire home features brand-new paint and new flooring throughout, offering a bright, clean, and completely move-in-ready interior. There is a sun room and an attached carport. The home is protected by a durable, low-maintenance metal roof, the home welcomes you with an inviting covered front porch that is absolutely perfect for relaxing and enjoying your morning coffee. The outdoor amenities truly set this property apart, starting with an expansive, large covered back porch that would be great for entertaining friends and hosting family barbecues all year round. The gorgeous acreage features cleared, open space highlighted by mature, producing pecan and black walnut trees that offer both beautiful natural shade and a seasonal harvest. For ultimate utility and peace of mind, the property boasts a dual-source water configuration with reliable rural water connected for household use, plus a private water well that serves as a fantastic asset for maintaining a large garden or watering livestock. This acreage package offers the perfect slice of country living with all the right updates!

Highlights

Listed by Toby Isenberg , (580) 367-5331 David Norman Land Company , (903) 815-2872. Northeast Oklahoma MLS

Property Type

Residential

Lot/Acreage
5

Year Built

1952

County

Atoka

Neighborhood

Atoka County Unplatted

School District

Harmony - Sch Dist (HA1)

Listing ID

2635360

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Electric Water Heater, Freezer, Microwave, Oven, Range, Refrigerator, Stove
Air Cond:Central Air
Fireplaces:Wood Burning
Floor:Wood Veneer
Other:
  • ▪ Additional:Laminate Counters, Ceiling Fan(s), Electric Oven Connection, Yes, Pets Allowed
Water:Rural,Well

Exterior Features

Lot:Farm,Mature Trees,Ranch
Roof:Metal
Sewer:Septic Tank
Parking Features:Attached,Carport,Garage
Principal Interest
$1,224
Taxes
$24

Home Price

$230,000

Loan Details

30 yrs
7%

Down Payment

20%
$46,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,224.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,224.16 $24.17 $0.00 $1,248.32
Yearly $14,689.88 $290.00 $0.00 $14,979.88
Total $440,696.37 $8,700.00 $0.00 $449,396.37
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Atoka, OK).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by the Northeast Oklahoma MLS, and is deemed reliable but not guarenteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-12T19:43:46.000Z

© 2026 Northeast Oklahoma MLS