Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

3597 S Half Bank Rd , Atoka, OK 74525
$850,000
Est. Payment: $4,524.06/mo
3 Bed
4 Bath
2727 Sqft
40 Acres
Status: active | Days on site: 37
Get Pre-Qualified
3368 - 27119
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

2024 CUSTOM BRICK & STONE HOME ON 40 ACRES NEAR ATOKA WITH PONDS, CREEK & BARN! Looking for a newer custom home on acreage near Atoka without giving up the land? This 40-acre property sits about five miles southwest of town off Highway 3 down a winding drive past a pond. The spirit of the home is in the details. Built in 2024 by Russell Eldridge, the one-story brick and stone home has 3 bedrooms, 3.5 baths and 2,727 square feet (according to county records). Every bedroom has its own bath, there is a powder room, and the office has built-in desks and shelves. The great room has a vaulted wood ceiling and a stone gas-log fireplace. The kitchen has a big granite island, double wall ovens, a gas cooktop, a farmhouse sink, a wine rack and a walk-in pantry. The primary suite has a tiled walk-in shower, a soaking tub, dual vanities and a large walk-in closet with built-ins and a hidden gun-safe closet. A mudroom sits off the 2-car garage. Out back, a covered patio with an outdoor kitchen is plumbed for a hot tub. The land mixes pasture and mature oaks with two ponds (one shared) and a creek. There is also a horse barn with stalls, a tack room and an office with a mini-split, a loafing shed, two RV hookups, a storm cellar, and an old homesite with a water well plus a new pad near the front. Built for comfort: spray foam insulation, two central electric heat and air systems, a Mode whole-house ventilation system, a Generac whole-house generator, a Rhino water filtration system and a gas tankless water heater. Harmony Public School (PK-8); high school students typically attend Atoka, Stringtown or Tushka. Utilities: PSO electric, Atoka County Rural Water District 4, leased propane from Atoka Propane, aerobic septic and Starlink internet. The neighboring home and 40 acres are also for sale for 80 acres and two homes. THE HOUSE YOU WANT ON THE LAND YOU NEED. SCHEDULE YOUR PRIVATE TOUR TODAY!

Highlights

Listed by Christina Franklin , (580) 447-3481 Spirit Realty Group, LLC , (580) 399-7881. Northeast Oklahoma MLS

Property Type

Residential

Lot/Acreage
40

Year Built

2024

County

Atoka

Neighborhood

Atoka County Unplatted

School District

Harmony - Sch Dist (HA1)

Listing ID

2632255

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Range, Built-In Oven, Double Oven, Dishwasher, Gas Water Heater, Microwave, Oven, Range, Water Softener, Tankless Water Heater, Wine Refrigerator
Air Cond:Central Air,2 Units
Fireplaces:Gas Log
Floor:Vinyl
Other:
  • ▪ Additional:Granite Counters, High Ceilings, Laminate Counters, Vaulted Ceiling(s), Ceiling Fan(s), Electric Oven Connection, Gas Range Connection, Programmable Thermostat
Water:Rural

Exterior Features

Lot:Additional Land Available,Farm,Fruit Trees,Mature Trees,Pond on Lot,Ranch,Stream/Creek,Spring,Wooded
Roof:Asphalt,Fiberglass
Others:
  • ▪ Additional:Concrete Driveway, Dog Run, Gravel Driveway, Lighting, Outdoor Kitchen, Rain Gutters
Sewer:Aerobic Septic
Parking Features:Attached,Garage,Garage Faces Side,Shelves,Storage,Circular Driveway,Shared Driveway
Principal Interest
$4,524
Taxes
$4

Home Price

$850,000

Loan Details

30 yrs
7%

Down Payment

20%
$170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,524.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,524.06 $3.50 $0.00 $4,527.56
Yearly $54,288.68 $42.00 $0.00 $54,330.68
Total $1,628,660.51 $1,260.00 $0.00 $1,629,920.51
Lender profile image
Chico Gordy
Test
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Atoka, OK).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by the Northeast Oklahoma MLS, and is deemed reliable but not guarenteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-12T19:43:46.000Z

© 2026 Northeast Oklahoma MLS