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1290 N Cliff Dr , Cleveland, OK 74020
$430,000
Est. Payment: $2,288.64/mo
4 Bed
3 Bath
2859 Sqft
0.75 Acres
Status: active | Days on site: 102
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125 - dwatson
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House Description

Welcome to this custom-designed modern Victorian on a premium corner lot with seasonal lake views. Energy-efficient updates and classic charm shine, along with an extra-long driveway for convenient off-street parking. Inside, a grand entry with soaring ceilings opens to an office with a coved ceiling and bay windows, and a formal living room with dual bay windows and wood floors. The open family room doubles as a formal dining room that features a gas-log fireplace and flows into the breakfast nook and updated kitchen with granite, a large island, abundant cabinet space, a built-in pantry, and a newer gas range. A butler’s pantry with a wine rack near a spacious utility room adds convenience. Upstairs, the primary suite offers a bay-window sitting alcove, double sinks, separate shower, Jacuzzi tub, and large walk-in closet. Three additional bedrooms provide generous space, including a front bedroom with lake views. Outside, enjoy a detached 10 x 20 studio with matching siding, front porch, storage loft, separate electric meter, and new wall A/C—ideal for an office, studio, or guest space. The yard features mature trees, a privacy fence and white picket fence, fruit trees, berry bushes, a grape arbor, wraparound and side porches, a covered back patio, and an extra lot with a 10 x 16 storage shed. Enjoy lakeside living with waterfront access nearby, just minutes from Cowskin Bay, Washington Irving, Keystone State Park, and Highway 412 gets you quick, easy access to Tulsa.

Highlights

Listed by David G Watson , (918) 640-9071 Keller Williams Preferred , (918) 496-2252. Northeast Oklahoma MLS

Property Type

Residential

Lot/Acreage
0.75

HOA Fee

360 Annually

Year Built

1995

County

Pawnee

Neighborhood

Ridgemont View Estates

School District

Cleveland - Sch Dist (72)

Listing ID

2620673

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Water Heater, Microwave, Oven, Range, Refrigerator, Stove
Air Cond:Central Air,2 Units,Zoned
Fireplaces:Glass Doors,Gas Log,Wood Burning
Floor:Carpet,Tile,Wood Veneer
Other:
  • ▪ Additional:Attic, Granite Counters, High Ceilings, Cable TV, Vaulted Ceiling(s), Ceiling Fan(s), Gas Range Connection, Gas Oven Connection
Water:Rural

Exterior Features

Lot:Corner Lot,Fruit Trees,Mature Trees
Roof:Asphalt,Fiberglass
Others:
  • ▪ Additional:Lighting, Rain Gutters
Sewer:Septic Tank
Parking Features:Attached,Garage
Principal Interest
$2,289
Taxes
$237
HOA
$360

Home Price

$430,000

Loan Details

30 yrs
7%

Down Payment

20%
$86,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,288.64

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,288.64 $237.33 $360.00 $2,885.97
Yearly $27,463.69 $2,848.00 $4,320.00 $34,631.69
Total $823,910.61 $85,440.00 $129,600.00 $1,038,950.61
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cleveland, OK).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by the Northeast Oklahoma MLS, and is deemed reliable but not guarenteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-12T17:46:01.000Z

© 2026 Northeast Oklahoma MLS