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186 S Water St , Bellefonte, PA 16823
$239,900
Est. Payment: $1,295.98/mo
2 Bed
2 Bath
1830 Sqft
0.54 Acres
Status: active | Days on site: 8
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KSSG15 - 3347046
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House Description

A unique opportunity to own a charming carriage home in the heart of historic Bellefonte! Built in the early 1900s, this distinctive residence offers two bedrooms, two full bathrooms, and an exceptional blend of character, functionality, and versatility. The well-equipped kitchen features crisp white cabinetry, stainless steel appliances, and a thoughtful layout with plenty of space for everyday living and entertaining. Just beyond, the dining room is accented by built-in cabinetry, adding both charm and convenience. Down the hall, the primary bedroom offers a private retreat complete with an en-suite full bathroom and stall shower. Natural light fills the spacious office and family room, where an exposed industrial beam adds a touch of architectural character. A second bedroom, an additional full bathroom featuring a classic claw-foot tub, mudroom with an abundance of cabinet space, and laundry area complete the living spaces. The unfinished portion of the main level is a hobbyist's dream! With three separate spaces ideal for woodworking, a home gym, storage, or your next creative endeavor, the possibilities are truly endless. Outside, the front patio provides a wonderful place to relax while overlooking Water Street and picturesque Talleyrand Park. Enjoy crisp fall evenings and the charm of Victorian Bellefonte right outside your door. With shopping, dining, history, and the heart of downtown just moments away, this one-of-a-kind home offers a truly special opportunity to experience all that Bellefonte has to offer.

Highlights

Listed by Mckenzie Holderman , 8145749528 Kissinger, Bigatel & Brower , 8142344000. Bright MLS

Property Type

Residential

Lot/Acreage
0.54

Year Built

1900

County

Centre

Area

Bellefonte Boro (16432)

Neighborhood

Bellefonte Borough

School District

Bellefonte Area

Listing ID

PACE2521142

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:
Above Ground Sq Ft:1830
Other:
  • ▪ Additional:Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Built-Ins, Ceiling Fan(s), Dining Area, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s)
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:R2
Sewer:Public Sewer
Parking Features:Off Site
Principal Interest
$1,296
Taxes
$95

Home Price

$239,900

Loan Details

30 yrs
7.148%

Down Payment

20%
$47,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,295.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,295.98 $94.67 $0.00 $1,390.65
Yearly $15,551.78 $1,136.00 $0.00 $16,687.78
Total $466,553.28 $34,080.00 $0.00 $500,633.28
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bellefonte, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS