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815 W Water St , Bellefonte, PA 16823
$279,000
Est. Payment: $1,507.21/mo
3 Bed
2 Bath
1773 Sqft
0.44 Acres
Status: active | Days on site: 100
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REMAXCR1 - 3347236
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House Description

Imagine having 117 feet of frontage along renowned Spring Creek, where world-class trout fishing begins just steps from your backyard. Perfectly positioned on a scenic .44-acre lot in Busch Addition, this inviting home offers the perfect blend of peaceful living & everyday convenience. Located just moments from historic downtown Bellefonte, with an easy commute to the State College Regional Airport & Penn State University, you'll enjoy a location that places shopping, dining, recreation & community events all within easy reach. A welcoming covered front stoop creates a warm first impression, while plenty of off-street parking, a detached garage, shed & a fenced yard provide the space & functionality today's homeowners appreciate. Step inside to discover a spacious living room with laminate flooring, stone accent wall & a bay window, separate formal dining room & a generously sized eat-in kitchen designed for everyday living & comes complete with luxury vinyl plank flooring, tile backsplash, included appliances & a pantry. Charming exposed beams & a greenhouse garden window above the kitchen sink fills the space with natural light, creating the perfect spot for herbs, houseplants, or simply enjoying the view while preparing meals. A first-floor bedroom features hardwood flooring, 2 closets & has access to the full bathroom. A handy laundry/mudroom room with an exterior entrance offers added flexibility & allows convenient single-level living a possibility. Upstairs, you'll find 2 additional bedrooms, a second full bathroom with LVP flooring & a versatile bonus room currently used as a walk-in closet & is ready to adapt to your changing needs. Whether you envision a home office, reading nook, or the potential to create an additional bathroom, this flexible space offers endless possibilities. The full unfinished walk-out basement provides abundant storage & room to grow, offering plenty of space for hobbies, a workshop, or future finishing opportunities. The backyard is where this property truly shines. The rear patio overlooks the private, tree-lined yard as it gently extends to Spring Creek frontage, creating an extraordinary outdoor retreat. Whether you're casting a fly line into one of Pennsylvania's most celebrated trout streams, relaxing to the peaceful sounds of the flowing water, or enjoying your morning coffee surrounded by nature, this remarkable setting offers a lifestyle that few properties can match. Offering the perfect balance of small-town charm, outdoor recreation & everyday convenience, this exceptional property invites you to experience everything that makes Bellefonte such a special place to call home. Spend your afternoons exploring the boutiques, restaurants, parks & rich history of downtown before returning home to unwind beside the creek. More than just a place to live, this is a rare opportunity to enjoy the beauty of nature, the convenience of town & the unforgettable lifestyle that comes with owning a home along Spring Creek.

Highlights

Listed by Ryan S Lowe , 8142802424 RE/MAX Centre Realty , 8142318200. Bright MLS

Property Type

Residential

Lot/Acreage
0.44

Year Built

1900

County

Centre

Area

Spring Twp (16413)

Neighborhood

Bush Addition

School District

Bellefonte Area

Listing ID

PACE2519944

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Ceiling Fan(s)
Fireplaces:
Floor:Laminate Plank,Luxury Vinyl Plank,Wood,Carpet
Above Ground Sq Ft:1773
Basement:Unfinished,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Bathroom - Tub Shower, Carpet, Dining Area, Entry Level Bedroom, Kitchen - Table Space, Pantry, Walk-in Closet(s), Wood Floors, Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Backs to Trees,Fishing Available,Stream/Creek,Not New Construction,Horse Property: No,Waterfront
Lot Dimensions:0.00 x 0.00
Garage Capacity:1
Zoning:Town Residential District
Roof:Shingle
Sewer:Public Sewer
Parking Features:Garage - Side Entry,Detached Garage,Driveway,Off Street,1+ Spaces
Principal Interest
$1,507
Taxes
$222

Home Price

$279,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$55,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,507.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,507.21 $221.92 $0.00 $1,729.12
Yearly $18,086.48 $2,663.00 $0.00 $20,749.48
Total $542,594.27 $79,890.00 $0.00 $622,484.27
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bellefonte, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS