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198 Gum Stump Rd , Bellefonte, PA 16823
$295,000
Est. Payment: $1,593.64/mo
3 Bed
2 Bath
1897 Sqft
23.31 Acres
Status: active | Days on site: 131
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KELL40 - 3347091
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House Description

$295,000! NEW PRICE! Seller will consider all reasonable offers that can close by end of the year! Contractors, investors, house flippers, buyers able to get a renovation loan - here is your chance to own 23 acres of land with a stream running through it and bordering State Game Lands. Enjoy fishing and hunting on your own property. There is an abundance of wild black raspberries bushes, a private and peaceful setting with mountain views and a house that you can finish renovating at a fraction of the cost you would pay if the house was already completed. Some work has already been completed. The house was gutted and the drywall is completed, updated wiring with 200-amp service is done, updated plumbing and electric baseboard heat added. The unfinished 3rd floor attic space was drywalled, and renovations were started to have a master suite with bedroom, walk in closet and full bath. The water is supplied by a spring and there are 2 wells on the property. Kitchen and bathrooms will need completed. Flooring will need completed. Perc test has been completed for a new septic system. Part of the property is in a flood zone. House is not in a flood zone. Want to have a structure on the land across the road that is partially in a flood zone? You can have an elevation survey completed to determine your height requirement for building. House being sold in "as is" condition. A great property to turn into your own little paradise for relaxing and enjoying the mountain views. Taking a hike in the mountains. Enjoying the sound of Wallace Creek. Let your imagination run wild.

Highlights

Listed by Michelle Swope , 8145715997 Keller Williams Advantage Realty , 8142723333. Bright MLS

Property Type

Residential

Lot/Acreage
23.31

Year Built

1900

County

Centre

Area

Boggs Twp (16407)

Neighborhood

None Available

School District

Bald Eagle Area

Listing ID

PACE2519596

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Above Ground Sq Ft:1897
Basement:Partial,Unfinished
Water:Well,Spring

Exterior Features

Lot:Trees/Wooded,Not New Construction,Horse Property: No
Zoning:AG
Roof:Metal
Sewer:Perc Approved Septic
Parking Features:Driveway
Principal Interest
$1,594
Taxes
$124

Home Price

$295,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$59,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,593.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,593.64 $124.00 $0.00 $1,717.64
Yearly $19,123.69 $1,488.00 $0.00 $20,611.69
Total $573,710.78 $44,640.00 $0.00 $618,350.78
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bellefonte, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS