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12494 Lower Monterey Cir , Blue Ridge Summit, PA 17214
$525,000
Est. Payment: $2,836.14/mo
8 Bed
5 Bath
1.2 Acres
Status: pending | Days on site: 127
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HOMESALE047 - 145924
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House Description

Nestled within the historic Lower Monterey Circle, where grand summer homes once welcomed generations of Washington and Baltimore families escaping to the cool mountain air, this extraordinary residence continues that legacy of elegance, hospitality, and timeless craftsmanship. Rich in history and beautifully preserved, this remarkable home offers the rare opportunity to become part of the enduring story of Monterey! Featuring eight spacious bedrooms, four full bathrooms, one half bath and a flexible bonus room that can easily serve as a ninth bedroom, executive home office, library, or hobby room, this stately residence offers exceptional space for family, guests, or multi-generational living. Designed for both grand entertaining and comfortable everyday living, the thoughtfully crafted floor plan offers an elegant formal living room and a separate sitting room, each anchored by its own fireplace, creating warm and inviting spaces for gathering or quiet relaxation. The formal dining room is ideal for hosting holidays and dinner parties, while the adjoining butler's pantry adds both charm and functionality. A spacious mudroom, conveniently paired with the main-level laundry and half bath, provides the everyday practicality today's homeowners appreciate. Throughout the home, timeless craftsmanship shines through with generous room sizes, abundant natural light, original architectural details, and an atmosphere that simply cannot be replicated in today's construction. One of the home's most captivating features is the expansive wraparound porch, where breathtaking mountain views and cool summer breezes create the perfect setting for morning coffee, afternoon conversations, or evenings spent taking in the peaceful surroundings. Whether entertaining guests or simply enjoying the serenity of the mountains, this outdoor living space is truly an extension of the home. Thoughtfully updated with a new HVAC system and an updated wraparound porch, this home seamlessly blends modern comfort with historic elegance, offering today's conveniences while preserving the architectural character that makes Monterey so special. Located near the Monterey Country Club, you'll enjoy convenient access to one of the area's most historic golf destinations. The scenic golf course is open to the public, while club membership offers additional amenities including dining, swimming, tennis, social events, and a vibrant community atmosphere. Outdoor enthusiasts will appreciate being only minutes from Liberty Mountain Resort, offering year-round recreation including skiing, snowboarding, golf, mountain biking, and scenic adventures. Steeped in Civil War history, the home is also ideally situated near the historic Monterey Pass Battlefield, placing history, hiking trails, and breathtaking mountain scenery right outside your door. Despite its peaceful mountain setting, the property remains conveniently located to Gettysburg, Frederick, Hagerstown, and the greater Washington and Baltimore metropolitan areas. This is more than a beautiful historic home—it is a lifestyle. Offering timeless architecture, extraordinary living spaces, modern updates, breathtaking mountain views, and a setting rich in history and natural beauty, this is historic living without compromise.

Highlights

Listed by Kimberley E Gundacker , 7173873080 Berkshire Hathaway HomeServices Homesale Realty , 3017451620. Bright MLS

Property Type

Residential

Lot/Acreage
1.2

Year Built

1900

County

Franklin

Area

Washington Twp (14523)

Neighborhood

Monterey Circle

School District

Waynesboro Area

Listing ID

PAFL2035884

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:8
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:2 Fireplaces
Basement:Rear Entrance
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Breakfast Area, Butlers Pantry, Built-Ins, Crown Moldings, Double/Dual Staircase, Entry Level Bedroom, Floor Plan - Traditional, Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:R
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$2,836
Taxes
$296

Home Price

$525,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,836.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,836.14 $296.08 $0.00 $3,132.22
Yearly $34,033.69 $3,553.00 $0.00 $37,586.69
Total $1,021,010.71 $106,590.00 $0.00 $1,127,600.71
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Blue Ridge Summit, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS