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3551 Cardinal Ln , Dover, PA 17315
$514,900
Est. Payment: $2,781.58/mo
4 Bed
4 Bath
3511 Sqft
0.53 Acres
Status: pending | Days on site: 3
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HOWARD2BR2 - 3232736
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House Description

Finally, here is the home you have been waiting for that’s going to check all your boxes. Don’t let the interest rate stop you from buying the home of your dreams. Buy it now and refinance later when the interest rates start to go down again. This 4 bedroom 3 ½ bath home in the Dover Area School District was originally the model home for the beautiful Shadowbrooke development and was built with many upgrades that you would be paying top dollar for if you built the same home today. In addition to the original builder upgrades, the current owners have made many more improvements over the past few years. Some of the biggest include a complete remodel of the kitchen (2020) with high-quality stainless appliances, soft close cabinetry, and quartz countertops. The primary bathroom (2021) has been remodeled to have double vanities with built-in cabinets and a tiled walk-in shower. The second full bathroom upstairs had a complete remodel the same time the primary was done. The basement(2007) was finished to include an additional full bathroom, office space, and water proofing system. A gas fireplace was added to the living room and a drainage system plus an Amish built shed was added to the backyard. Other upgrades include adding plantation shutters and changing the upstairs flooring to real hardwood (2022). Enjoy the beautiful new large back deck(2024) that will give you years of use with no maintenance. Even though the home is in a development, this property sits at the beginning of the street and offers views and privacy that no other home has. This home is also eligible for a USDA loan that offers 100% financing with a zero down payment. Talk to your lender to see if you qualify for this type of financing.

Highlights

Listed by LAURA SULLIVAN , 7172155016 Howard Hanna Company-Harrisburg , 7179209700. Bright MLS

Property Type

Residential

Lot/Acreage
0.53

HOA Fee

200 Annually

Year Built

2006

County

York

Area

Dover Twp (15224)

Neighborhood

Shadowbrooke

School District

Dover Area

Listing ID

PAYK2114518

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Disposal, Dishwasher, Built-In Microwave, Oven/Range - Gas, Refrigerator, Range Hood, Stainless Steel Appliances, Water Heater
Air Cond:Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Floor:Ceramic Tile,Carpet,Hardwood,Luxury Vinyl Plank
Above Ground Sq Ft:2761
Below Ground Sq Ft:750
Basement:Full,Poured Concrete,Sump Pump,Outside Entrance,Fully Finished,Walkout Stairs,Water Proofing System,Heated
Other:
  • ▪ Additional:Kitchen - Island, Kitchen - Eat-In, Formal/Separate Dining Room, Built-Ins, Carpet, Ceiling Fan(s), Crown Moldings, Floor Plan - Traditional, Pantry, Upgraded Countertops, Walk-in Closet(s), Wood Floors, Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Butlers Pantry, Combination Kitchen/Living, Primary Bath(s), Window Treatments
Water:Public

Exterior Features

Lot:Level,Not New Construction,Horse Property: No
Lot Dimensions:137X225X75X213
Garage Capacity:5
Zoning:Residential
Roof:Shingle,Asphalt
Others:
  • ▪ Additional:Sidewalks, Excellent, Common Area Maintenance
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Paved Driveway,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,782
Taxes
$808
HOA
$200

Home Price

$514,900

Loan Details

30 yrs
7.148%

Down Payment

20%
$102,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,781.58

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,781.58 $808.33 $200.00 $3,789.91
Yearly $33,378.95 $9,700.00 $2,400.00 $45,478.95
Total $1,001,368.41 $291,000.00 $72,000.00 $1,364,368.41
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Dover, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS