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109 Lake Dr , Lake Harmony, PA 18624
$2,499,999
Est. Payment: $13,505.43/mo
5 Bed
6 Bath
5078 Sqft
0.59 Acres
Status: active | Days on site: 192
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GNDRGN - 3184755
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Welcome to your lakefront retreat in the heart of the Poconos, ideally located within the highly sought-after Split Rock Resort community. This impressive 5-bedroom, 5.5-bathroom residence offers a rare combination of space, comfort, and year-round recreational living. Upon entry, you are greeted by soaring cathedral ceilings and a bright, open-concept layout designed for both everyday living and entertaining. The expansive floor plan provides ample space for family and guests, complemented by numerous upgrades including a newer roof, upgraded HVAC system, upgraded home water-filtration system, on-demand hot water unit, and standby generator, ensuring efficiency, reliability, and peace of mind. Step outside to enjoy beautifully updated landscaping that enhances the natural setting and leads to your private boat and jet ski docks—perfect for watersports, relaxing, or taking in tranquil lake views. This home also features two garages with interior parking for up to five vehicles, along with a heated and cooled four-season room ideal for year-round enjoyment. The rear yard is thoughtfully designed for outdoor living, offering excellent space for grilling, entertaining, and relaxation. As part of the Split Rock Resort community, owners have access to a wide range of amenities including an arcade, bowling alley, dining options, golf course, indoor water park, and lake access, among others. (fees may apply, please refer to Split Rock Resort for current pricing and details). The location offers convenient access to some of the Poconos’ most popular attractions, including mountain biking, whitewater rafting, paintball, skiing, fishing, and the historic town of Jim Thorpe. Close proximity to the PA Turnpike makes commuting simple and accessible. The additional lakefront parcel that is included in the sale has a 30-foot easement on the South side end to allow access to the lake for a neighboring property. Documentation outlining property upgrades and easement details are available on the MLS. (Property info includes the 2 parcels combined) Whether you’re seeking a primary residence, vacation getaway, or investment opportunity, this property presents an exceptional opportunity to enjoy lakefront living in one of Pennsylvania’s premier recreational destinations.
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Highlights

Listed by Gail A Christman , 6103774488 Gene Durigan Real Estate - Lehighton , 6103774488. Bright MLS

Property Type

Residential
Lot/Acreage
0.59

HOA Fee

522 Annually

Year Built

2003

County

Carbon

Area

Kidder Twp (13408)

 Neighborhood

Split Rock

 School District

Jim Thorpe Area

Listing ID

PACC2007506

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Washer/Dryer Hookups Only, Oven - Double
Air Cond:Central A/C
Fireplaces:
Floor:Ceramic Tile,Hardwood,Carpet
Above Ground Sq Ft:4298
Below Ground Sq Ft:780
Basement:Full,Outside Entrance,Partially Finished,Poured Concrete,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:1
Water:Well

Exterior Features

Lot:Cleared,Front Yard,Partly Wooded,Landscaping,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:5
Zoning:RESIDENTIAL
Roof:Asphalt
Sewer:Public Sewer,Grinder Pump
Parking Features:Basement Garage,Garage - Front Entry,Garage - Side Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$13,505
Taxes
$1,478
HOA
$522

Home Price

$2,499,999

Loan Details

30 yrs
7.148%

Down Payment

20%
$500,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,505.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $13,505.43 $1,478.33 $522.00 $15,505.76
Yearly $162,065.13 $17,739.98 $6,264.00 $186,069.11
Total $4,861,953.84 $532,199.40 $187,920.00 $5,582,073.24
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lake Harmony, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:14:43.000Z

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