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440 N Water St , Lancaster, PA 17603
$229,900
Est. Payment: $1,241.96/mo
2 Bed
2 Bath
899 Sqft
0.01 Acres
Status: pending | Days on site: 7
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108029 - 3235313
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Welcome to 440 N Water Street! This charming Lancaster City home features a classic brick exterior, covered front porch, and inviting interior with neutral colors throughout. The main level offers separate living and dining rooms luxury vinyl plank flooring, along with a kitchen featuring wood cabinetry, stainless steel appliances, and a decorative backsplash. Upstairs, you’ll find two bedrooms, while the finished third floor provides additional space for a home office, hobby room, or bonus living area. A full bathroom and additional half bath add convenience, and the basement offers storage space and a laundry area. Outside, enjoy a fenced backyard with a patio area, perfect for relaxing or entertaining. Conveniently located near downtown Lancaster’s shopping, dining, and entertainment!
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Highlights

Listed by Austin Will , 7172718631 Keller Williams Elite , 7175532500. Bright MLS

Property Type

Townhome
Lot/Acreage
0.01

Year Built

1900

County

Lancaster

Area

Lancaster City (10533)

 Neighborhood

Lancaster City Ward 7

 School District

School District Of Lancaster

Listing ID

PALA2096576

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer/Dryer Hookups Only, Water Heater
Floor:Luxury Vinyl Plank,Carpet
Above Ground Sq Ft:899
Basement:Full
Other:
  • ▪ Additional:Carpet, Dining Area
Water:Public

Exterior Features

Lot:Level,Not New Construction,Horse Property: No
Zoning:RESIDENTIAL
Roof:Shingle
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$1,242
Taxes
$245

Home Price

$229,900

Loan Details

30 yrs
7.148%

Down Payment

20%
$45,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,241.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,241.96 $244.83 $0.00 $1,486.79
Yearly $14,903.52 $2,938.00 $0.00 $17,841.52
Total $447,105.45 $88,140.00 $0.00 $535,245.45
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lancaster, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS