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12432 Garnes Rd S , Mercersburg, PA 17236
$575,000
Est. Payment: $3,106.25/mo
6 Bed
4 Bath
4376 Sqft
2.06 Acres
Status: active under contract | Days on site: 72
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House Description

REDUCED...now listed $100,000 below estate appraisal! IF YOU NEED SPACE...and you long for peaceful, rural living where you'll wake up to year-round mountain views, including an unobstructed view of the slopes of Whitetail Ski Resort... this one is for you! This one owner, custom built colonial with distinctive turret, is perfectly sited on over 2 acres and offers nearly 4400 finished square feet and boasts 6 bedrooms, 4 full baths, 3 fireplaces, a wrap-around porch, hot tub, 3-car attached garage and a 28x25 2-car detached garage/workshop with electric. A classic center-hall foyer with oak staircase welcomes you inside. To one side is a professional office, to the other, a formal living room with gas fireplace. The spacious eat-in kitchen features oak cabinetry and flows to the family room with a wood-burning stone fireplace and rustic wood-beam mantle, as well as the formal dining room. From the kitchen, French doors open to the patio with hot tub and wrap-around porch. A full bath and mud room connecting to the 3-bay attached garage complete the main level. Upstairs the Primary bedroom offers outstanding space and comfort with a walk-in closet and ensuite bath featuring double vanities, separate shower and corner-mounted jetted tub. The additional upper-level bedrooms are exceptionally large, with all bedrooms offering outstanding views. The hall bath includes double vanities and a tub/shower, and the upper-level laundry adds everyday convenience. An unfinished attic provides additional storage on the upper level. The lower level includes a large bedroom and full bath plus a huge recreation room with stone fireplace and wood-stove insert, plus 2 unfinished rooms for utilities and lots of storage. This home provides a rare combination of custom craftsmanship, generous space and breath-taking views which offers a lifestyle that feels private, peaceful and a truly one-of-a-kind location tucked away on 2+acres yet still just minutes from the Maryland line. 2-zone HVAC system plus EBB in lower level. Radon remediation in place. Priced to allow for some painting and flooring and landscaping...sold strictly AS IS to settle estate. OPEN HOUSE, SATURDAY, AUGUST 8, 12:00-3:00

Highlights

Listed by Laurel Ellen Walker , 3016678673 The Glocker Group Realty Results , 3017454400. Bright MLS

Property Type

Residential

Lot/Acreage
2.06

Year Built

2002

County

Franklin

Area

Montgomery Twp (14517)

Neighborhood

Montgomery Twp

School District

Tuscarora

Listing ID

PAFL2035844

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Built-In Microwave, Built-In Range, Dishwasher, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Water Heater
Air Cond:Central A/C,Ceiling Fan(s),Heat Pump(s)
Fireplaces:Equipment,Mantel(s),Stone,Wood,Gas/Propane,3 Fireplaces
Floor:Carpet,Concrete,Hardwood,Vinyl
Above Ground Sq Ft:3224
Below Ground Sq Ft:1152
Basement:Connecting Stairway,Full,Heated,Partially Finished,Outside Entrance,Interior Access,Walkout Stairs
Other:
  • ▪ Additional:Attic, Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Eat-In, Pantry, Recessed Lighting, Stove - Wood, Walk-in Closet(s), WhirlPool/HotTub, Window Treatments, Wood Floors
Water:Well

Exterior Features

Lot:Cul-de-sac,Front Yard,Level,No Thru Street,Rear Yard,Road Frontage,Trees/Wooded,Not New Construction,Horse Property: Yes
Garage Capacity:13
Zoning:RESIDENTIAL
Roof:Architectural Shingle
Others:
  • ▪ Additional:Bump-outs, Chimney Cap(s), Outbuilding(s), Satellite Dish, Sidewalks, Good
Sewer:Mound System,On Site Septic
Parking Features:Paved Driveway,Private,Garage - Side Entry,Garage Door Opener,Inside Access,Oversized,Attached Garage,Detached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,106
Taxes
$582

Home Price

$575,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,106.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,106.25 $582.00 $0.00 $3,688.25
Yearly $37,274.99 $6,984.00 $0.00 $44,258.99
Total $1,118,249.83 $209,520.00 $0.00 $1,327,769.83
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Mercersburg, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS