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5881 Fort Loudon Rd , Mercersburg, PA 17236
$309,900
Est. Payment: $1,674.13/mo
4 Bed
1 Bath
1638 Sqft
0.78 Acres
Status: active | Days on site: 71
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JGR5 - 3084203
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House Description

Location, location, location! If convenience is high on your wish list, this 4-bedroom rancher puts you less than a minute from James Buchanan High School and Middle School, Rutter’s, Food Lion, WellSpan Family Medicine, Pharmacy, Tractor Supply, Mercersburg Veterinary Clinic, Mercersburg Family Dentistry, the American Legion and other everyday conveniences—all while giving you a spacious 0.78-acre lot with plenty of room to spread out and NO HOA! Inside, the spacious kitchen provides plenty of room for everyday meals and gatherings, with beautiful French doors that lead directly to the rear patio and sprawling backyard. Whether you're grilling with friends, relaxing around the fire pit or simply enjoying the extra outdoor space, the backyard gives you plenty of room to make it your own. The main-level living room features hardwood floors and a brick fireplace with an electric insert, creating a comfortable gathering space with plenty of character. The home offers four bedrooms, with hardwood flooring underneath the carpet in all three secondary bedrooms. A convenient main-level laundry adds everyday functionality and offers the potential to be converted into a second bathroom if desired, while additional washer and dryer hookups are already available in the basement. Kitchen appliances along with the washer and dryer convey with the sale. Downstairs, the large 13' x 24' family room provides a second living space and direct interior access to the attached one-car basement garage. Additional unfinished basement space provides plenty of room for storage, tools, hobbies or a workshop, while attic storage gives you even more space for seasonal items and everything you don't need taking up your everyday living areas. Several major improvements have already been completed, including a new natural gas furnace and central A/C in 2026, new natural gas hot water heater in 2025, upgraded 200-amp electrical service, and an architectural shingle roof installed in 2018. And the possibilities here extend beyond the home itself. The property is located in Peters Township, which currently has no municipal zoning ordinance, potentially opening the door to additional future uses, including certain commercial possibilities, subject to any applicable regulations and permits. With four bedrooms, an oversized lot, major mechanical updates, multiple storage areas, NO HOA and an incredibly convenient location, this property offers a combination of space, flexibility and accessibility that's tough to find. Schedule your tour today!

Highlights

Listed by Jacob R Statler , 7174044753 Coldwell Banker Realty , 7175973111. Bright MLS

Property Type

Residential

Lot/Acreage
0.78

Year Built

1955

County

Franklin

Area

Peters Twp (14518)

Neighborhood

Peters Twp

School District

Tuscarora

Listing ID

PAFL2037006

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Refrigerator, Oven/Range - Electric, Washer, Dryer, Water Heater
Air Cond:Central A/C
Fireplaces:Insert,1 Fireplace
Above Ground Sq Ft:1326
Below Ground Sq Ft:312
Basement:Garage Access,Interior Access,Partially Finished,Sump Pump
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Attic, Ceiling Fan(s), Chair Railings, Entry Level Bedroom, Wood Floors
Water:Public

Exterior Features

Lot:Backs to Trees,Not New Construction,Horse Property: No
Garage Capacity:1
Zoning:NOT APPLICABLE
Roof:Architectural Shingle
Others:
  • ▪ Additional:Stone Retaining Walls
Sewer:On Site Septic
Parking Features:Basement Garage,Additional Storage Area,Garage - Side Entry,Inside Access,Attached Garage,Driveway,Off Street,1+ Spaces
Principal Interest
$1,674
Taxes
$216

Home Price

$309,900

Loan Details

30 yrs
7.148%

Down Payment

20%
$61,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,674.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,674.13 $215.50 $0.00 $1,889.63
Yearly $20,089.60 $2,586.00 $0.00 $22,675.60
Total $602,688.04 $77,580.00 $0.00 $680,268.04
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Mercersburg, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS