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104 Merchant Avenue Andover , Mount Joy, PA 17552
$492,990
Est. Payment: $2,663.22/mo
3 Bed
3 Bath
2281 Sqft
0.15 Acres
Status: active | Days on site: 569
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House Description

Explore the brand-new Andover floorplan in the newest phase of Florin Hill—a fresh take on single-family living with first-floor convenience and timeless charm. Starting at 2,281 sq ft and expandable to 3,267 sq ft, this thoughtfully designed home offers 3 to 6 bedrooms, 2.5 to 5 bathrooms, and a range of flexible spaces to fit your lifestyle. A beautifully landscaped entryway that sets the tone for the rest of the home. Inside, enjoy 9’ ceilings and luxury vinyl plank flooring that enhance the open layout and natural light throughout. The heart of the home features a living room, spacious great room, a stylish dining area, and a chef-inspired kitchen with a large eat-in island, full-wall tile backsplash, and walk-in pantry. The main level also includes a private first-floor primary suite and a functional boot room—plus the option to add a second bedroom on the first floor for added flexibility. Upstairs, two more bedrooms, a full bath, and a game room provide plenty of space to spread out. Customize your Andover with expanded square footage, personalized finishes, and alternate bathroom layouts. The lower level offers even more potential—perfect for a home bar, additional living space, bedroom, full bath, or extra storage. Located on a picturesque hillside in historic Mount Joy Borough, Florin Hill offers green spaces, a neighborhood pool, playground, coffee shop, salon, walking trails and more all within walking distance from your front door.

Highlights

Listed by Thomas E Despard , 7174908000 Cygnet Real Estate Inc. , 7174908000. Bright MLS

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

50 Monthly

Year Built

2025

County

Lancaster

Area

Mt Joy Boro (10545)

Neighborhood

Florin Hill

School District

Donegal

Listing ID

PALA2068632

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Microwave, Dishwasher, Disposal, Oven - Self Cleaning, Washer/Dryer Hookups Only, Built-In Microwave
Air Cond:Central A/C
Fireplaces:
Floor:Carpet
Above Ground Sq Ft:2281
Basement:Full
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Dining Area, Kitchen - Eat-In, Formal/Separate Dining Room, Carpet, Combination Kitchen/Dining, Combination Dining/Living, Floor Plan - Open, Kitchen - Island, Combination Kitchen/Living, Family Room Off Kitchen, Primary Bath(s), Walk-in Closet(s), Built-Ins, Kitchen - Gourmet, Breakfast Area, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Cleared,Landscaping,Horse Property: No
Garage Capacity:2
Zoning:RESIDENTIAL
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Sidewalks, Excellent, Exercise Room, Jog/Walk Path, Bike Trail, Common Grounds, Common Area Maintenance, Snow Removal, Road Maintenance, Management
Sewer:Public Sewer
Parking Features:Free,Built In,Garage - Front Entry,Garage Door Opener,Inside Access,Off Street,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,663
Taxes
$314
HOA
$50

Home Price

$492,990

Loan Details

30 yrs
7.148%

Down Payment

20%
$98,598
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,663.22

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,663.22 $314.28 $50.00 $3,027.50
Yearly $31,958.61 $3,771.37 $600.00 $36,329.98
Total $958,758.23 $113,141.20 $18,000.00 $1,089,899.44
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Mount Joy, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS