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104 Merchant Avenue Latimer , Mount Joy, PA 17552
$439,990
Est. Payment: $2,376.90/mo
3 Bed
3 Bath
1950 Sqft
0.15 Acres
Status: active | Days on site: 190
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1467 - 3234993
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House Description

Fall in love with effortless first-floor living in Florin Hill! Step into the Latimer—a thoughtfully designed home that blends timeless style with modern flexibility across 1,950–2,800+ square feet of living space. From the moment you arrive, a welcoming covered porch sets the tone for what’s inside. The main level opens to a bright, flowing layout where the great room, kitchen, and gathering space connect effortlessly—perfect for entertaining or simply enjoying daily life. A spacious kitchen anchors the home with a large island and seamless sightlines, while the adjacent gathering area invites conversation, dining, and relaxation. Tucked privately on the first floor, a luxurious owner’s suite offers comfort and convenience with a walk-in closet and full bath, creating a true main-level retreat. Upstairs, a central gallery leads to two generously sized bedrooms and a full bath, offering space for family or guests while maintaining privacy and separation. The design strikes a perfect balance between openness and defined living areas. The lower level expands your possibilities even further—whether you envision a game room, home bar, guest suite, or additional bedroom with bath, this flexible space adapts to your lifestyle with options for over 800 additional finished square feet. Complete with a 2-car garage, functional boot room, and thoughtfully placed laundry, every detail of the Latimer is designed for how you actually live—effortless, stylish, and endlessly adaptable. Located on a picturesque hillside in historic Mount Joy Borough, Florin Hill offers green spaces, a neighborhood pool, playground, coffee shop, salon, walking trails and more all within walking distance from your front door.

Highlights

Listed by Thomas E Despard , 7174908000 Cygnet Real Estate Inc. , 7174908000. Bright MLS

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

50 Monthly

Year Built

2026

County

Lancaster

Area

Mt Joy Boro (10545)

Neighborhood

Florin Hill

School District

Donegal

Listing ID

PALA2086916

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Microwave, Dishwasher, Disposal, Oven - Self Cleaning, Washer/Dryer Hookups Only, Built-In Microwave
Air Cond:Central A/C
Fireplaces:
Floor:Carpet
Above Ground Sq Ft:1950
Basement:Full
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Dining Area, Kitchen - Eat-In, Formal/Separate Dining Room, Carpet, Combination Kitchen/Dining, Combination Dining/Living, Floor Plan - Open, Kitchen - Island, Combination Kitchen/Living, Family Room Off Kitchen, Primary Bath(s), Walk-in Closet(s), Built-Ins, Kitchen - Gourmet, Breakfast Area, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Cleared,Landscaping,Horse Property: No
Garage Capacity:2
Zoning:RESIDENTIAL
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Sidewalks, Excellent, Exercise Room, Jog/Walk Path, Bike Trail, Common Grounds, Common Area Maintenance, Snow Removal, Road Maintenance, Management
Sewer:Public Sewer
Parking Features:Free,Built In,Garage - Front Entry,Garage Door Opener,Inside Access,Off Street,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,377
Taxes
$280
HOA
$50

Home Price

$439,990

Loan Details

30 yrs
7.148%

Down Payment

20%
$87,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,376.90

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,376.90 $280.49 $50.00 $2,707.40
Yearly $28,522.83 $3,365.92 $600.00 $32,488.75
Total $855,684.77 $100,977.71 $18,000.00 $974,662.47
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Mount Joy, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS