Fully renovated 4-bed, 3-bath Cobbs Creek rowhome with a chef's kitchen, a spa-style primary bath, and a finished walkout basement with in-law suite potential. The main level has new hardwood floors and an open layout. A center sliding glass door brings in natural light and opens onto a large, fully fenced backyard. The kitchen centers on an oversized island, with a designer backsplash, built-in wall oven, stainless appliances, and plenty of cabinet space. Upstairs, the primary suite is a true retreat. The bathroom has a freestanding soaking tub, an oversized glass-enclosed shower, imported tile, and modern fixtures. The middle bedroom's opening is set up for custom French doors on barn-door sliders, which are being made now. Since they aren't installed yet, the buyer can choose those doors, a standard door, or leave the opening open as an airy flex space. The finished walkout basement has a fourth bedroom and a full bath, with direct access to the backyard. It works well for guests, extended family, a home office, or a gym. The seller will provide additional egress to the basement for independent access, along with a custom basement kitchenette. Alternatively, the seller may consider engaging the process for a two-family dwelling. Buyers are encouraged to make an offer and inquire. Buyers should check zoning and permit requirements themselves. The location is close to University City, Penn, the major hospitals, and Center City, and a short walk to Cobbs Creek Park and its trails. Baltimore Avenue's restaurants, Clark Park, and SEPTA are all nearby. It's move-in ready, with about 2,412 finished sq ft. Seller is offering creative financing, including seller financing and a lease-purchase option, and will consider seller concessions. A 10-year tax abatement has been approved by the City (OPA approval letter on file). Buyer grants may be available; buyers should inquire about grant eligibility. Seller is a licensed real estate professional. Note: Some listing photos are virtually staged or AI-generated renderings, including renderings of a proposed optional basement entrance; they are for illustration only and do not show current conditions. Inquire with seller regarding this optional secondary basement access.