Welcome to 2122 W. Spencer Street, a fantastic opportunity for both investors and owner-occupants alike! This well-maintained 3-bedroom, 1-bath rowhome offers the perfect blend of affordability, functionality, and future potential. Originally renovated in 2017, the home features a practical layout, an unfinished basement with laundry and ample storage space, plus a fully fenced rear yard—ideal for entertaining, pets, gardening, or simply enjoying your own private outdoor space. Whether you're searching for your first home or looking to expand your investment portfolio, this property is an excellent option. The home is currently tenant-occupied, providing immediate rental income for investors; however, it can be delivered vacant at settlement if preferred. The current tenant would also be happy to remain, offering flexibility for a buyer seeking a turnkey investment. Conveniently located in the Germantown section of Philadelphia with easy access to public transportation, shopping, schools, and major roadways. Showings require a minimum of 24 hours' notice.