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89 E Herman St , Philadelphia, PA 19144
$169,000
Est. Payment: $912.97/mo
5 Bed
2 Bath
1434 Sqft
0.1 Acres
Status: active | Days on site: 23
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EL-W-CH - 3165470
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House Description

Investment opportunity knocks at this SINGLE DUPLEX (double-size lot)! Repaired rental income potential is $42,000/year ($1500/month downstairs; $200/month upstairs). This 2-bedroom + 4-bedroom property, priced to reflect the repair work needed, is an "investor special", being offered in its present "as is" condition! Purchase money mortgage details are available. The 1st floor is a 2-Bedroom apartment with a separate side porch entry. Upstairs is a 4-Bedroom 2-story apartment accessed from the front door. The ingredients for a nice lifestyle are here: Low overhead (separate gas-fired utilities and energy-efficient replacement windows) with some original features (wood flooring & baseboards and wood entry railings. Plumbing and heating, in addition to cosmetic repairs are in order to join this rapidly developing neighborhood's renaissance! ** There are 2 new buildings on this block and 4 new properties on the other side - Pastorius St.** The 1st floor apartment has the covered side porch and large side yard (neighboring lot is vacant), providing an open, airy perspective vs most urban living quarters. This apartment has a Living Room (16 x 11), Kitchen (14 x 11), Bathroom, Main Bedroom (14 x 13) and a 2nd Bedroom/Office (11 x 9). The 2nd floor apartment's front door leads up into the open Living Room (18 x 12), Kitchen (12 x 8), and two Bedrooms (11 x 11 and 10 x 6); directly above which are two more bedrooms (11 x 11 and 10 x 6). There is ample street parking and potential for installing a driveway or garage on this oversized, fenced yard. Call and make your appointment now to visit this diamond in the rough on this low-traffic, one-way street just off Historic Germantown's rapidly developing main road!

Highlights

Listed by Neil Kugelman , 2152473600 Elfant Wissahickon-Chestnut Hill , 2152473600. Bright MLS

Property Type

Multi-Family

Lot/Acreage
0.1

Year Built

1910

County

Philadelphia

Area

19144 (19144)

Neighborhood

Germantown (East)

School District

The School District Of Philadelphia

Listing ID

PAPH2679076

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Oven/Range - Gas
Floor:Wood
Above Ground Sq Ft:1434
Basement:Interior Access,Unfinished
Other:
  • ▪ Additional:Bathroom - Tub Shower, Wood Floors
Water:Public

Exterior Features

Lot:Rear Yard,SideYard(s),Not New Construction,Horse Property: No
Lot Dimensions:45.00 x 99.00
Zoning:RSA3
Roof:Shingle,Flat
Others:
  • ▪ Additional:Sidewalks, Street Lights, Below Average
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$913
Taxes
$294

Home Price

$169,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$33,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$912.97

Principal

Taxes

Principal Taxes HOA Total
Monthly $912.97 $293.83 $0.00 $1,206.80
Yearly $10,955.61 $3,526.00 $0.00 $14,481.61
Total $328,668.21 $105,780.00 $0.00 $434,448.21
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Philadelphia, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS