This property qualifies for CRA financing with 3% down, no PMI, and an interest rate lower than FHA. HWA home warranty will be included in the sale of the property. Beautifully maintained Victorian home in West Germantown offering six bedrooms and two and a half bathrooms, thoughtfully blending original architectural charm with modern updates. From the moment you arrive, the enclosed front porch welcomes you into a home filled with character, including original hardwood floors, custom built-ins, a charming living room fireplace, and an elegant Georgian-style staircase that serves as a stunning focal point. The updated kitchen features modern finishes and flows conveniently into the main living areas, while a main-level laundry setup adds everyday functionality. A brand new GOODMAN HVAC system installed in August 2025 provides energy-efficient comfort year-round. The second floor includes a desirable Jack-and-Jill bedroom suite, and rear service stairs add both character and practicality. Outdoor space is a true highlight, with a front yard and a generously sized fenced backyard offering ample room for entertaining, gardening, or relaxing. A full basement provides abundant storage and additional potential. Ideally located just minutes from the Wayne Junction station, providing access to the SEPTA Fox Chase Line, Lansdale/Doylestown Line, and Warminster Line, this home offers convenient commuting options. Nearby neighborhood amenities include Happy Hollow Recreation Center, Fernhill Park, and Kelly Playground, providing excellent outdoor and recreational opportunities. Key Bank is offering a 5K credit for this property which can be tied in with the Philly First 10K grant. The 5K credit can be applied toward closing costs or to prepay mortgage, flood/hazard insurance, escrow deposit, real estate taxes, or per diem interest. A rare opportunity to own a spacious, character-filled Victorian in a convenient and well-connected location. Schedule your showing today!