Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

245 N Ruby St , Philadelphia, PA 19139
$138,000
Est. Payment: $745.50/mo
3 Bed
2 Bath
1140 Sqft
0.02 Acres
Status: active | Days on site: 206
Get Pre-Qualified
55701 - 3239957
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

TWO VACANT UNITS. ONE GREAT OPPORTUNITY. PRICED TO SELL! Looking for an investment property in West Philadelphia with income potential and flexibility? **245 N Ruby Street** deserves a closer look! This two-unit property, updated in 2020, offers an opportunity to generate rental income, live in one unit while renting the other, or expand your real estate portfolio. Both units are VACANT giving the next owner the flexibility to put their plans into action without existing tenants. The property features two separate living units: - Unit 1: 1 bedroom, 1 bathroom - Unit 2: 2 bedrooms, 1 bathroom Based on current market estimates, Unit 1 could potentially rent for $950–$100 per month, while Unit 2 could bring in $1,200–$1,450 per month. That's a combined potential rental income of approximately $2,150–$2,550 per month**, subject to market conditions. IMPORTANT ZONING INFORMATION: The property is zoned RSA-5, with historical L&I records and prior two-unit rental licensing supporting an established/grandfathered two-family use. Buyers are responsible for independently verifying permitted use, zoning status, and rental licensing with the City of Philadelphia. Eligible buyers may also qualify for down payment assistance programs, subject to program requirements and lender approval. THIS PROPERTY IS A SHORT SALE AND IS PRICED TO SELL! Sale is subject to applicable short-sale approval requirements. Buyer is responsible for all transfer taxes. Two vacant units, flexible ownership options, and rental income potential make this a property worth exploring. **Schedule your private showing today and see the possibilities at 245 N Ruby Street!**

Highlights

Listed by Khalid Nathan Aleem , 2675511999 Real of Pennsylvania , 8554500442. Bright MLS

Property Type

Multi-Family

Lot/Acreage
0.02

Year Built

1920

County

Philadelphia

Area

19139 (19139)

Neighborhood

Haddington

School District

The School District Of Philadelphia

Listing ID

PAPH2605116

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Above Ground Sq Ft:1140
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Lot Dimensions:15.00 x 51.00
Zoning:RSA5
Others:
  • ▪ Additional:Good
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$745
Taxes
$87

Home Price

$138,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$27,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$745.50

Principal

Taxes

Principal Taxes HOA Total
Monthly $745.50 $86.75 $0.00 $832.25
Yearly $8,946.00 $1,041.00 $0.00 $9,987.00
Total $268,379.96 $31,230.00 $0.00 $299,609.96
Lender profile image
Chico Gordy
Test
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Philadelphia, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS