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3959 Terrace St , Philadelphia, PA 19128
$415,000
Est. Payment: $2,241.90/mo
5 Bed
2 Bath
2175 Sqft
0.03 Acres
Status: active | Days on site: 53
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55821 - 3295347
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House Description

Investor Alert! Here is the one you have been waiting for! This large, stunningly renovated 3-story townhome boasts over 2,000 square feet of living space right in the heart of Manayunk, featuring 4 spacious bedrooms and 2 full bathrooms, plus a versatile bonus room. Perfect for a savvy investor looking for immediate cash flow, this property is currently tenant-occupied and generating $2,800 in monthly rent. Upon entering, you are immediately greeted by a large, sun-drenched, open-concept living room and formal dining room area. This expansive main floor is packed with character and sophisticated updates, showcasing beautiful hardwood floors, elegant chair rail molding, bright recessed lighting, and a classic exposed brick masonry accent wall that brings a natural, timeless feeling to the home. Beyond the living and dining space, the large kitchen is filled with natural light and shines with a beautiful custom backsplash, plenty of cabinetry, durable tile flooring, and premium stainless steel appliances. The upper levels are thoughtfully laid out for maximum comfort and rental versatility. The second floor encompasses two of the spacious bedrooms, each equipped with a ceiling fan, alongside a gorgeous, completely renovated full bathroom featuring stunning wall-to-wall tiling. This floor also includes a smaller flexible room that serves perfectly as a private home office, study space, or upper-level laundry room. The third floor consists of two additional large, solid bedrooms, offering excellent privacy. Outside, a large backyard deck provides the perfect private oasis for entertaining or relaxing in the summer weather. This property has been meticulously updated for total peace of mind, featuring a newer roof, updated electrical, and newer flooring throughout. The location is unbeatable, situated just a short 5-minute walk from the vibrant bars, restaurants, and cafes on Main Street. Residents enjoy an easy commute to Center City with the Wissahickon Train Station only a 7-minute walk away, plus close proximity to Roxborough Hospital. This is truly a turn-key gem in a prime location—schedule your appointment to see it today!

Highlights

Listed by Shujun Liu , 2674711045 Plus Realtors , 2154223711. Bright MLS

Property Type

Townhome

Lot/Acreage
0.03

Year Built

1900

County

Philadelphia

Area

19128 (19128)

Neighborhood

Manayunk

School District

The School District Of Philadelphia

Listing ID

PAPH2667686

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Window Unit(s)
Fireplaces:
Above Ground Sq Ft:2175
Basement:Full
Other:
  • ▪ Additional:No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:RSA5
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$2,242
Taxes
$444

Home Price

$415,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,241.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,241.90 $444.25 $0.00 $2,686.15
Yearly $26,902.82 $5,331.00 $0.00 $32,233.82
Total $807,084.66 $159,930.00 $0.00 $967,014.66
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Philadelphia, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS