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sales rep | Brivity IDX

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4320 Spruce St , Philadelphia, PA 19104
$1,150,000
Est. Payment: $6,212.50/mo
8 Bed
3780 Sqft
0.05 Acres
Status: active | Days on site: 240
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RMACCS - 3190103
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House Description

Exceptional investment opportunity in the heart of University City! This impressive multifamily property features 2 separate units, each offering 4 bedrooms and 2 full bathrooms, for a total of 8 bedrooms and 4 full bathrooms across approximately 3,780 square feet of living space. Built on a solid stone and brick foundation and recently renovated, the property combines classic Philadelphia architecture with modern upgrades, creating an attractive and functional living space for tenants. Each unit offers spacious bedrooms, updated kitchens and baths, and thoughtfully designed layouts that maximize comfort and usability. Ideally located just steps from University of Pennsylvania, Drexel University, Penn Medicine, this property sits in one of Philadelphia’s strongest and most consistent rental markets. Its proximity to major universities, public transportation, restaurants, cafes, and neighborhood amenities makes it highly desirable for students, faculty, medical professionals, and long-term tenants alike. With two well-configured units and strong rental demand in the surrounding area, 4320 Spruce Street presents an outstanding opportunity for investors seeking reliable cash flow and long-term appreciation. The property also offers flexibility for owner-occupants looking to live in one unit while renting the other, or investors exploring short-term rental potential (subject to local regulations).

Highlights

Listed by Michael D Fabrizio , 6092217123 RE/MAX Access , 2154002600. Bright MLS

Property Type

Multi-Family

Lot/Acreage
0.05

Year Built

1925

County

Philadelphia

Area

19104 (19104)

Neighborhood

Spruce Hill

School District

Philadelphia City

Listing ID

PAPH2590474

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:8
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:3780
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Lot Dimensions:23.00 x 105.00
Zoning:RTA1
Sewer:Public Sewer
Principal Interest
$6,212
Taxes
$1,598

Home Price

$1,150,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$230,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,212.50

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,212.50 $1,598.17 $0.00 $7,810.67
Yearly $74,549.99 $19,178.00 $0.00 $93,727.99
Total $2,236,499.66 $575,340.00 $0.00 $2,811,839.66
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Philadelphia, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS