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421 Chestnut St Unit 401 , Philadelphia, PA 19106
$1,595,000
Est. Payment: $8,616.47/mo
3 Bed
3 Bath
3068 Sqft
Status: active under contract | Days on site: 71
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KWEMPWR - 3118193,3389505
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House Description

Grand in scale and extraordinary in detail, Unit #401 in the historic Bank Building pairs old world craftsmanship, modern updates, stunning architecture, and front-row views of Philadelphia history in a truly exceptional residence. This single-level condo offers 3 bedrooms, 2.5 bathrooms, and an open, airy layout thoughtfully divided among three distinct wings. Constructed in 1859 along what was once Bankers Row, The Bank Building makes a commanding impression with its stately facade, arched windows, intricate stonework, and distinctive cast-iron entrance. A private lobby and attentive doorman welcome the building’s few residents, while an elevator carries you right to #401’s towering French doors. Stepping inside the foyer, you’re immediately captivated by the magnificent center gallery, where Carrara and Bardiglio marble flooring, marble-trimmed arches, classically sculptured busts, elaborate moldings, and a gold-leaf-adorned coffered Venetian plaster ceiling set an unforgettable tone. At the far end, a striking nook framing a south-facing window creates an idyllic spot for a writing desk and a daily connection to the historic surroundings. Multiple sets of double doors open to the separate wings, including two pairs that lead to the breathtaking, sunlit main living space. Here, soaring ceilings and Versailles-pattern oak flooring enhance an impressive open layout with abundant room for relaxing, formal dining, and entertaining on a grand scale. Ornate millwork, elegant chandeliers, picture molding, and a detailed fireplace mantel add to the room’s character, while oversized arched windows showcase lush treetops and views of the Second Bank of the United States. Sure to inspire plenty of home-cooked meals, the Joanne Hudson-designed chef’s kitchen is fitted with bespoke cabinetry, a paneled Sub-Zero refrigerator, a Wolf dual-fuel range, a Miele dishwasher, a distinctive tile backsplash, and a center island with a solid walnut top and seating. A pantry, powder room, and laundry cabinet are conveniently tucked just off the kitchen. Back through the center gallery, the bright, hotel-like primary suite boasts a sitting area, a walk-in closet, and a luxurious ensuite bathroom with dual vanities, a soaking tub, and a large glass-enclosed, multi-jet shower. Completing the home is a final wing with two additional bedrooms and a full hall bathroom. Residents of The Bank Building enjoy access the adjoining Renaissance Hotel, for possible valet parking. Outside the front door, the setting is just as special. Independence Mall and the historic streets of Old City surround the property, while sprawling Washington Square Park, top restaurants, friendly cafes, lively entertainment, and local shops are all steps away. Penn’s Landing and Center City are also close by, with easy access to I-95 and South Jersey. Rare in its combination of scale, craftsmanship, and setting, 421 Chestnut St #401 offers the chance to live among the landmarks that define Philadelphia in a residence every bit as memorable as the history outside its windows. Schedule your tour today! Owner pays electric bill.

Highlights

Listed by Michael R. McCann , 2157094141 and Andrew Pulini , 2158057035 KW Empower , 2156273500. Bright MLS

Property Type

Condo

Year Built

1900

County

Philadelphia

Area

19106 (19106)

Neighborhood

Old City

School District

The School District Of Philadelphia

Listing ID

PAPH2658318

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:3068
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Case by Case Basis, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Lot Dimensions:0.00 x 0.00
Garage Capacity:1
Zoning:CMX4
Others:
  • ▪ Additional:Elevator, Fitness Center, Concierge, Common Area Maintenance, Ext Bldg Maint, Management, Reserve Funds, Gas, Snow Removal, Trash, Water
Sewer:Public Sewer
Parking Features:Prepaid,Parking Lot,1+ Spaces
Principal Interest
$8,616
Taxes
$1,799

Home Price

$1,595,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$319,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,616.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,616.47 $1,798.83 $2,225.14 $12,640.44
Yearly $103,397.59 $21,586.00 $26,701.68 $151,685.27
Total $3,101,927.79 $647,580.00 $801,050.40 $4,550,558.19
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Philadelphia, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS