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147 N Ruby St , Philadelphia, PA 19139
$175,000
Est. Payment: $945.38/mo
3 Bed
3 Bath
1184 Sqft
0.02 Acres
Status: active under contract | Days on site: 61
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LPT2 - 3151733,3379210
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House Description

Charm, space, and a fireplace to fall in love with! Welcome to this well maintained brick front home in West Philadelphia's Haddington neighborhood, where a classic brick fireplace anchors the welcoming living room and sets the tone the moment you walk in. Picture cool evenings by the fire and easy gatherings that spill out to the rear patio and yard. This home was built for real life: a bathroom on every single level, no morning traffic jams here. The main floor offers a convenient half bath, three comfortable bedrooms share a full bath upstairs, and the basement adds another half bath alongside the laundry area and abundant storage. Generous closets throughout mean everything has its place. Your outdoor space is ready for morning coffee, weekend cookouts, and summer nights under the stars. Beyond the fence, you're minutes from Haddington Park, Ogden Playground, and the Haddington Recreation Center, with everyday shopping close by and public transportation making Center City an easy trip. Property is being SOLD AS-IS. Now for the best part: this home qualifies for CRA financing with just 3% down, NO PMI, and an interest rate lower than FHA. Add a $5,000 lender credit that pairs with the Philly First Home $10,000 grant toward closing costs or prepaids, and the door to homeownership is wide open. Schedule your showing today!

Highlights

Listed by Maria Maria Quattrone Quattrone , 2156073535 and Dawn Crawley , 2679704727 LPT Realty, LLC , 8773662213. Bright MLS

Property Type

Townhome

Lot/Acreage
0.02

Year Built

1925

County

Philadelphia

Area

19139 (19139)

Neighborhood

Philadelphia (West)

School District

The School District Of Philadelphia

Listing ID

PAPH2661102

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:2
Appliances:Oven - Single, Oven/Range - Gas, Range Hood, Water Heater, Dryer, Washer
Air Cond:Window Unit(s)
Fireplaces:1 Fireplace
Floor:Hardwood,Tile/Brick
Above Ground Sq Ft:1184
Basement:Full
Other:
  • ▪ Additional:Carpet, Ceiling Fan(s), Dining Area, Floor Plan - Traditional, Kitchen - Eat-In, Wood Floors, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Rear Yard,Not New Construction,Horse Property: No
Lot Dimensions:16.00 x 57.00
Zoning:RSA5
Roof:Flat
Others:
  • ▪ Additional:Exterior Lighting, Sidewalks, Street Lights
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$945
Taxes
$134

Home Price

$175,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$35,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$945.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $945.38 $133.50 $0.00 $1,078.88
Yearly $11,344.56 $1,602.00 $0.00 $12,946.56
Total $340,336.90 $48,060.00 $0.00 $388,396.90
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Philadelphia, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS