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1939 N Gratz St , Philadelphia, PA 19121
$499,999
Est. Payment: $2,701.08/mo
3 Bed
3 Bath
2689 Sqft
0.03 Acres
Status: active | Days on site: 139
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OPUSEL1 - 3244110
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House Description

Welcome to 1939 N Gratz St, a well-maintained duplex offering a total of 7 bedrooms and 3 full bathrooms in a prime location near Temple University. Unit 1 spans the first and second floor and lower level (finished basement), featuring 4 bedrooms, 2 full bathrooms, an updated kitchen with granite countertops and stainless steel appliances, in-unit laundry, and a private rear yard. The finished basement provides additional living space and includes the 4th bedroom. This unit is currently tenant occupied with a Section 8 tenant paying $2,470/month. Unit 2 occupies the upper levels in a bi-level layout and offers 3 bedrooms, 1 full bathroom, an updated kitchen with granite countertops and stainless steel appliances, and in-unit washer and dryer. The unit is currently vacant and was previously used as a furnished short-term rental, with projected Section 8 income of approximately $2,000/month. This property is ideal for investors seeking strong rental potential or owner-occupants looking to offset their mortgage with rental income. Property comes fully furnished. Conveniently located near Temple University, public transportation, shopping, and major commuter routes.

Highlights

Listed by Lixia Tapia , 2677219886 Opus Elite Real Estate , 2153956277. Bright MLS

Property Type

Multi-Family

Lot/Acreage
0.03

Year Built

2009

County

Philadelphia

Area

19121 (19121)

Neighborhood

Temple University

School District

Philadelphia City

Listing ID

PAPH2636200

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Energy Efficient Appliances
Air Cond:Central A/C
Fireplaces:
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:2253
Below Ground Sq Ft:436
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Lot Dimensions:15.00 x 80.00
Zoning:RM1
Roof:Flat
Others:
  • ▪ Additional:Good, Very Good
Sewer:Public Sewer
Principal Interest
$2,701
Taxes
$616

Home Price

$499,999

Loan Details

30 yrs
7.148%

Down Payment

20%
$100,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,701.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,701.08 $615.50 $0.00 $3,316.58
Yearly $32,412.97 $7,386.00 $0.00 $39,798.97
Total $972,389.21 $221,580.00 $0.00 $1,193,969.21
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Philadelphia, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T03:13:49.000Z

© 2026 Bright MLS