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4438 Ludlow St , Philadelphia, PA 19104
$399,900
Est. Payment: $2,160.33/mo
3 Bed
3 Bath
1600 Sqft
0.03 Acres
Status: active | Days on site: 114
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C21AG-SH - 3329382
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House Description

Welcome to 4438 Ludlow Street. A spacious and versatile home in the heart of University City! This well-maintained home offers 3 bedrooms, 2.5 bathrooms, and an exceptional layout designed for today's lifestyle. The main and upper levels feature generous living and dining spaces, high ceilings, abundant natural light, and three comfortable bedrooms, making it the perfect place to call home. One of this property's standout features is the finished walk-out lower level, complete with two bonus rooms, a full bathroom, and its own private exterior entrance. Whether you're looking for additional living space, a home office, guest quarters, or potential rental income, this flexible space offers endless possibilities and could help offset your monthly mortgage. Location is everything, and this home places you in the center of it all. Just minutes from Center City Philadelphia, you'll enjoy convenient access to some of the city's most recognized destinations, including: World-renowned educational institutions including University of Pennsylvania, Drexel University, University of the Sciences (now part of Saint Joseph's University), and The Wharton School. Nearby healthcare destinations include Hospital of the University of Pennsylvania, Penn Presbyterian Medical Center, and Children's Hospital of Philadelphia. Commuters will appreciate the close proximity to 30th Street Station, Penn Medicine Station, and convenient bus service throughout University City. Philadelphia's top attractions are also just minutes away, including Philadelphia Museum of Art, Franklin Institute, The Barnes Foundation, Mütter Museum, and the vibrant restaurants, cafés, and parks that make University City one of Philadelphia's most desirable neighborhoods. Whether you're searching for your next primary residence or an opportunity in one of Philadelphia's most convenient and desirable locations, 4438 Ludlow Street offers the space, flexibility, and location you've been looking for. Schedule your private showing today!

Highlights

Listed by Jamhur Davronov , 2675158410 Century 21 Advantage Gold-Southampton , 2153227050. Bright MLS

Property Type

Townhome

Lot/Acreage
0.03

Year Built

1920

County

Philadelphia

Area

19104 (19104)

Neighborhood

University City

School District

Philadelphia City

Listing ID

PAPH2645594

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Built-In Range, Refrigerator, Washer
Air Cond:Window Unit(s)
Fireplaces:
Above Ground Sq Ft:1600
Basement:Front Entrance,Full,Fully Finished,Heated,Improved,Outside Entrance,Space For Rooms
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:2nd Kitchen, Additional Stairway, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Pantry, Recessed Lighting, Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:RM1
Sewer:Public Septic
Parking Features:On Street
Principal Interest
$2,160
Taxes
$411

Home Price

$399,900

Loan Details

30 yrs
7.148%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,160.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,160.33 $410.83 $0.00 $2,571.16
Yearly $25,923.95 $4,930.00 $0.00 $30,853.95
Total $777,718.45 $147,900.00 $0.00 $925,618.45
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Philadelphia, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS