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4438 Ludlow St , Philadelphia, PA 19104
$399,900
Est. Payment: $2,160.33/mo
5 Bed
1600 Sqft
0.03 Acres
Status: active | Days on site: 79
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C21AG-SH - 3329382
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House Description

Welcome to 4438 Ludlow Street, a spacious and versatile duplex/multi-family property located in the heart of University City! Offering two separate living spaces and excellent income-producing potential, this property presents an exciting opportunity for both investors and owner-occupants looking to take advantage of one of Philadelphia’s most convenient locations. The upper unit features 3 bedrooms and 1.5 bathrooms, offering generous living space, high ceilings, abundant natural light, and a comfortable layout. The lower unit features 2 bedrooms and 1 full bathroom, along with its own living space and private exterior entrance, providing added privacy and flexibility. With a total of 5 bedrooms and 2.5 bathrooms between the two units, this property offers multiple possibilities. Live in one unit while renting the other to help offset your monthly mortgage, rent both units as an investment property, or create a living arrangement that works for your needs. Zoned RM-1, the property is situated in an area designed to accommodate residential multi-family uses, adding to its appeal as an investment opportunity. Location is one of the property's strongest features. Situated in University City, you’ll be just minutes from some of Philadelphia’s most recognized educational and healthcare institutions, including the University of Pennsylvania, Drexel University, Saint Joseph’s University – University City campus, The Wharton School, Hospital of the University of Pennsylvania, Penn Presbyterian Medical Center, and Children’s Hospital of Philadelphia. Commuters will appreciate convenient access to 30th Street Station, Penn Medicine Station, public transportation, and Center City Philadelphia. The property is also close to the Philadelphia Museum of Art, Franklin Institute, Barnes Foundation, restaurants, cafés, shopping, parks, and everything University City has to offer. Whether you’re an investor searching for a multi-family property in a high-demand rental area or an owner-occupant looking to live in one unit while generating income from the other, 4438 Ludlow Street offers the space, flexibility, location, and income potential you’ve been looking for. Schedule your private showing today and explore the possibilities this University City duplex has to offer!

Highlights

Listed by Jamhur Davronov , 2675158410 Century 21 Advantage Gold-Southampton , 2153227050. Bright MLS

Property Type

Multi-Family

Lot/Acreage
0.03

Year Built

1920

County

Philadelphia

Area

19104 (19104)

Neighborhood

University City

School District

Philadelphia City

Listing ID

PAPH2659320

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
Appliances:Built-In Microwave, Built-In Range, Refrigerator, Washer
Air Cond:Window Unit(s)
Fireplaces:
Above Ground Sq Ft:1600
Basement:Front Entrance,Full,Fully Finished,Heated,Improved,Outside Entrance,Space For Rooms
Other:
  • ▪ Additional:2nd Kitchen, Additional Stairway, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Pantry, Recessed Lighting, Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:RM1
Sewer:Public Septic
Parking Features:On Street
Principal Interest
$2,160
Taxes
$411

Home Price

$399,900

Loan Details

30 yrs
7.148%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,160.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,160.33 $410.83 $0.00 $2,571.16
Yearly $25,923.95 $4,930.00 $0.00 $30,853.95
Total $777,718.45 $147,900.00 $0.00 $925,618.45
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Philadelphia, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS