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6505 N Smedley St , Philadelphia, PA 19126
$200,000
Est. Payment: $1,080.43/mo
3 Bed
1 Bath
1260 Sqft
0.03 Acres
Status: active | Days on site: 31
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RDFNCORP - 3162540
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House Description

This remarkably spacious 3-bedroom row home in Northwest Philadelphia's desirable West Oak Lane neighborhood offers incredible bones and immense potential, starting with a main floor that boasts a grand foyer, a formal living room featuring a cozy wood-burning fireplace, an elegant dining room adorned with classic wainscoting, and a well-appointed kitchen. Upstairs, you'll find three generously sized bedrooms accompanied by an updated full bathroom, while the basement features dedicated egress—making it the ideal candidate to finish for expanded living space or to generate valuable supplemental income. Complete with an attached garage, off-street parking, a small rear deck, and a charming front yard, this substantial property requires only relatively nominal repairs to truly shine in an unbeatable location. West Oak Lane offers wide, tree-lined streets characterized by timeless stone and brick townhomes, while being situated right on the Montgomery County border, placing you moments from suburban shopping and major commuter roadways. Enjoy a quick 15-20 minute commute to Center City via the Broad Street Line and easy access to lush green escapes like the 55-acre Awbury Arboretum, Tacony Creek Park, and the scenic trails of Wissahickon Valley. Mortgage savings may be available for buyers of this listing.

Highlights

Listed by James F Caraway , 2159170933 Redfin Corporation , 4849620034. Bright MLS

Property Type

Townhome

Lot/Acreage
0.03

Year Built

1925

County

Philadelphia

Area

19126 (19126)

Neighborhood

West Oak Lane

School District

The School District Of Philadelphia

Listing ID

PAPH2674006

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Oven/Range - Gas, Washer, Dryer
Above Ground Sq Ft:1260
Basement:Full,Unfinished
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RES
Roof:Flat,Rubber
Sewer:Public Sewer
Parking Features:Garage - Rear Entry,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$1,080
Taxes
$213

Home Price

$200,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$40,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,080.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,080.43 $213.08 $0.00 $1,293.52
Yearly $12,965.22 $2,557.00 $0.00 $15,522.22
Total $388,956.46 $76,710.00 $0.00 $465,666.46
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Philadelphia, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS