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7305 N 20th St , Philadelphia, PA 19138
$239,500
Est. Payment: $1,293.82/mo
3 Bed
2 Bath
1482 Sqft
0.03 Acres
Status: active under contract | Days on site: 16
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KWEMPWR - 3153569
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House Description

Welcome to 7305 N 20th Street in West Oak Lane. This charming 3Br 2bath home with a deck offers a sense of spaciousness, abundant natural light and all the right upgrades to make it not only move in ready, but move in right. Step inside and be greeted by a large living room introduced by a wall of windows in the front of the space. Sleek recessed lighting and ceiling fans compliment the room which is comfortable and accommodates multiple furniture layouts. The residence offers a formal dining area which takes the opportunity to boast about its original hardwood floors offering a place to have meals with friends or family, do homework, or have conversations. Each room on the first level gives a sense of openness without the full exposure of a full open concept, giving the ability to have line of sight from front to rear, while offering distinct spaces to function. The kitchen offers natural wood cabinetry with generous countertops, ceramic tile flooring and a modern appliance suite. Upstairs find 3 nicely sized bedrooms, each with a ceiling fan, providing quiet spaces for rest and retreat. The semi finished basement- with a FULL bathroom -is expansive with generous space for storage, or operating as an additional work or play area. Well taken care of home with a roof installed in 2024. Located in West Oak Lane, one of Northwest Philadelphia’s established residential neighborhoods. Everyday shopping, dining, and services are nearby along Ogontz Avenue and Cheltenham Avenue, including Cheltenham Square. Commuters have quick access to Broad Street, Route 309, and Fern Rock Transportation Center (Broad Street Line and Regional Rail), with Center City and the suburbs both within easy reach. Finance with FHA and ask about the PHFA $10,000 grant. Schedule a tour today! Seller needs at least a minimum of 45 days for closing.

Highlights

Listed by Algernong Allen III , 2679345551 KW Empower , 2156273500. Bright MLS

Property Type

Townhome

Lot/Acreage
0.03

Year Built

1925

County

Philadelphia

Area

19138 (19138)

Neighborhood

West Oak Lane

School District

Philadelphia City

Listing ID

PAPH2681604

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:ENERGY STAR Refrigerator
Floor:Wood,Fully Carpeted
Above Ground Sq Ft:1482
Basement:Full
Other:
  • ▪ Additional:Ceiling Fan(s), Bathroom - Stall Shower, Kitchen - Eat-In
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Lot Dimensions:15X83
Garage Capacity:1
Zoning:RSA5
Roof:Flat
Others:
  • ▪ Additional:Sidewalks, Street Lights, Good
Sewer:Public Sewer
Parking Features:Additional Storage Area,On Street,Driveway,Attached Garage,1+ Spaces
Principal Interest
$1,294
Taxes
$240

Home Price

$239,500

Loan Details

30 yrs
7.148%

Down Payment

20%
$47,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,293.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,293.82 $239.67 $0.00 $1,533.49
Yearly $15,525.85 $2,876.00 $0.00 $18,401.85
Total $465,775.36 $86,280.00 $0.00 $552,055.36
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Philadelphia, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T03:13:49.000Z

© 2026 Bright MLS