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1103 Clay St , Philadelphia, PA 19123
$319,500
Est. Payment: $1,725.99/mo
3 Bed
2 Bath
1353 Sqft
0.01 Acres
Status: active | Days on site: 33
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61003 - 3184468
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House Description

NEW CONSTRUCTION | $319,500!! Imagine starting your morning with a cup of coffee, stepping outside to explore the neighborhood, enjoying authentic cuisine in Chinatown, or spending your weekends discovering everything Center City Philadelphia has to offer. Whether you're meeting friends for dinner, visiting Reading Terminal Market, or simply enjoying an evening at home, imagine having all of this just moments from your front door. Welcome to 1103 Clay Street, where the excitement of city living meets the comfort of a brand new home and the opportunity to make homeownership a reality. Offered through the Philadelphia Chinatown Development Corporation's affordable homeownership program, this newly constructed three bedroom, one and a half bathroom home offers approximately 1,353 square feet of thoughtfully designed living space across three levels. With a 10 year property tax abatement and a private rear yard, this home offers an opportunity to enjoy modern living in the heart of Philadelphia. As you step inside, you'll find a welcoming living and dining area that provides the perfect setting for everyday living. Picture yourself preparing your favorite meals in the kitchen, enjoying dinner with friends, or simply relaxing after a long day. The first floor also features a convenient powder room and access to your private rear yard. Whether you're enjoying your morning coffee, creating a small garden, or spending a quiet evening outdoors, having your own outdoor space is a wonderful feature in the city. Upstairs, the second floor features a bedroom, a full bathroom, and the convenience of laundry right where you need it. Continue to the third floor, where two additional bedrooms offer flexibility to accommodate your lifestyle. Whether you need a home office, guest room, creative space, or additional bedroom, the layout provides room to make this home your own. One of the greatest advantages of living at 1103 Clay Street is the location. Chinatown is a neighborhood rich in history, culture, and community, with an incredible selection of restaurants, bakeries, markets, and local businesses. Enjoy the convenience of nearby public transportation, shopping, and entertainment, along with easy access to Reading Terminal Market, the Pennsylvania Convention Center, and the many attractions of Center City. From grabbing a quick bite to exploring the city on weekends, so much of what Philadelphia has to offer is right outside your door. But what makes this opportunity particularly special is the chance to think beyond today. Instead of simply finding your next place to live, imagine having a home where you can settle in, create memories, and establish roots in a neighborhood you enjoy. With new construction, a thoughtfully designed floor plan, and a 10 year property tax abatement, 1103 Clay Street offers an opportunity to enjoy the benefits of homeownership while planning for the years ahead. This home is part of PCDC's affordable homeownership initiative and is subject to program eligibility requirements and deed restrictions. Buyers must qualify as first time homebuyers, meet applicable household income limits, and occupy the property as their primary residence. Interested buyers must complete the PCDC application and eligibility verification process, including required homebuyer counseling, before signing an Agreement of Sale. The property is subject to long term resale restrictions, including buyer income and resale approval requirements. Please contact the listing agent for the buyer information packet, eligibility guidelines, and application instructions.

Highlights

Listed by Benjamin Wong , 2158060988 BHHS Fox & Roach-Blue Bell , 2155422200. Bright MLS

Property Type

Townhome

Lot/Acreage
0.01

Year Built

2026

County

Philadelphia

Area

19123 (19123)

Neighborhood

West Poplar

School District

Philadelphia City

Listing ID

PAPH2674774

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Stove
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1353
Other:
  • ▪ Additional:Combination Kitchen/Living, Dining Area, Floor Plan - Open
Water:Public

Exterior Features

Lot:Rear Yard,Horse Property: No
Zoning:RM1
Others:
  • ▪ Additional:Sidewalks, Excellent
Sewer:Private Sewer
Parking Features:On Street
Principal Interest
$1,726
Taxes
$264

Home Price

$319,500

Loan Details

30 yrs
7.148%

Down Payment

20%
$63,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,725.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,725.99 $263.50 $0.00 $1,989.49
Yearly $20,711.93 $3,162.00 $0.00 $23,873.93
Total $621,357.95 $94,860.00 $0.00 $716,217.95
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Philadelphia, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS