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sales rep | Brivity IDX

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409 S 4th St , Reading, PA 19602
$450,000
Est. Payment: $2,430.98/mo
1700 Sqft
0.07 Acres
Status: active | Days on site: 32
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RMREADIN - 3191492
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House Description

This five-unit property offers an investor an opportunity to acquire an established income-producing property with a diverse mix of occupants. The property includes two efficiency apartments, one one-bedroom apartment, one two-bedroom apartment, and a two-story garage. The garage is leased to a roofing business, providing an established commercial component and additional rental income. The property also benefits from established tenancy. One of the residential units is occupied by BCC, which has a long-term client residing in the home. One efficiency apartment is currently vacant. Several significant capital improvements have already been completed, including a new hot water heater, a high-efficiency heating system installed approximately two years ago, and a rubber roof installed approximately four years ago. The garage roof has also been updated. The owner currently pays all utilities. With a mix of residential units, an established commercial tenant, recent major improvements, and one currently vacant unit, this property provides an investor with existing rental income along with an opportunity to increase occupancy and maximize the property's income potential.

Highlights

Listed by Collier Golden , 6109144581 RE/MAX Of Reading , 6106702770. Bright MLS

Property Type

Commercial Sale

Lot/Acreage
0.07

Year Built

1900

County

Berks

Area

Reading City (10201)

School District

Reading

Listing ID

PABK2078946

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Interior Features

Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:Residential
Roof:Rubber
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$2,431
Taxes
$197

Home Price

$450,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,430.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,430.98 $196.58 $0.00 $2,627.56
Yearly $29,171.73 $2,359.00 $0.00 $31,530.73
Total $875,152.04 $70,770.00 $0.00 $945,922.04
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Reading, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS