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454 E Cardigan Terrace Unit 454 , West Chester, PA 19380
$295,000
Est. Payment: $1,593.64/mo
3 Bed
2 Bath
1346 Sqft
0.05 Acres
Status: active under contract | Days on site: 51
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House Description

Welcome to 454 E Cardigan Terrace in the Indian King community of West Whiteland Township. This two-story townhome offers approximately 1,346 square feet of above-grade living space with 3 bedrooms, 2 full baths, central air, electric heat pump, and a fireplace. The home was built in 1981 and is served by public water and sewer. The main level features a spacious living area with wood-style flooring, along with a kitchen featuring wood cabinetry, tile backsplash, solid-surface countertops, stainless steel appliances, and an electric cooktop. A rear patio and fenced outdoor area provide additional space for outdoor use. Upstairs are three bedrooms and two full baths, along with access to a partly finished attic that provides additional flexible space and storage. The property is in need of cosmetic improvements, including flooring, paint, and other general updating, giving buyers an opportunity to make improvements to their own specifications. This is a Department of Housing and Urban Development (HUD) property (Case# 441-925940). This property is being sold as-is, with no guarantees or warranties provided. Utilities are off, so please exercise caution when viewing the property. Daylight showings are recommended. All property details, including disclosures, the Property Condition Report (PCR), sale contract, and sale process, are available on HUDHomestore. Buyers are responsible for any costs associated with activating utilities for inspections, if permitted. If the plumbing system fails the pressure test, water cannot be activated for inspections. Additionally, any required Use & Occupancy (U&O) inspections are the buyer’s responsibility and expense. For financing and closing, FHA and conventional loans must close within 45 days, FHA 203(k) financing within 60 days, and cash offers within 30 days. The buyer is responsible for all closing costs, including transfer tax. The final escrow amount is subject to lender determination. This is an Equal Housing Opportunity property.

Highlights

Listed by James Marks , 6107054014 Springer Realty Group , 4844984000. Bright MLS

Property Type

Townhome

Lot/Acreage
0.05

HOA Fee

131 Monthly

Year Built

1981

County

Chester

Area

West Whiteland Twp (10341)

Neighborhood

Indian King

School District

West Chester Area

Listing ID

PACT2135444

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:1 Fireplace
Floor:Carpet
Above Ground Sq Ft:1346
Other:
  • ▪ Additional:Breakfast Area, Carpet, Floor Plan - Traditional, Kitchen - Efficiency
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RESIDENTIAL
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Assigned,2+ Spaces,1+ Spaces
Principal Interest
$1,594
Taxes
$229
HOA
$131

Home Price

$295,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$59,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,593.64

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,593.64 $228.50 $131.00 $1,953.14
Yearly $19,123.69 $2,742.00 $1,572.00 $23,437.69
Total $573,710.78 $82,260.00 $47,160.00 $703,130.78
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (West Chester, PA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS