What if you could own your own piece of Lake Anna waterfront, enjoy water views from your home, and have the space and privacy of a beautiful new construction property without paying the price of a home directly on the shoreline? Welcome to the Madison model by Danaf Homes in Covenant Coves, where this unique opportunity becomes reality. Along with over 3,000 square feet of thoughtfully designed living space, this property includes a deeded 40-foot waterfront outparcel less than three blocks away, with shared dock access and the ability to build your own private boathouse. A boathouse plat is already in hand! As you pull up, take a moment to appreciate the setting. The private lot offers room to spread out, while views of Lake Anna add something special to the surroundings. You have the privacy of a separate homesite while still owning waterfront property just a short distance away. Step inside, and the natural light immediately welcomes you. The grand main living area feels open, bright, and inviting, with plenty of space for gathering and everyday living. With four bedrooms, three full bathrooms, and a spacious loft, the floor plan offers flexibility without sacrificing comfort. The family room is centered around a propane fireplace with a beautiful slate surround, creating a warm gathering space that flows naturally into the kitchen and dining areas. Luxury vinyl plank flooring throughout the main level and bedrooms adds a cohesive, polished look. The kitchen offers quartz countertops, an oversized island, farmhouse sink, upgraded stainless steel appliances, crisp white cabinetry, and matte black finishes. It's a space designed for both everyday functionality and entertaining, with the dining area opening to the backyard. The primary suite offers a spacious retreat with a beautifully finished bathroom featuring a tiled shower, soaking tub, and dual quartz vanity. A main-level bedroom and full bathroom provide additional flexibility for guests, a home office, or multigenerational living. Upstairs, two additional bedrooms, another full bathroom, and a versatile loft give you even more usable living space. Whether you envision movie nights, a game room, or a second gathering area, there's room to make it your own. Now let's talk about what makes this property truly different. **The home itself is not waterfront, but the property includes actual deeded waterfront ownership.** Less than three blocks from the house, you'll own a separate 40-foot waterfront outparcel with shared dock access and the ability to build your own private boathouse. A boathouse plat is available, giving you a valuable starting point for planning your waterfront improvements. The home also offers water views, bringing the lake into your everyday surroundings. This is more than community lake access. It's an opportunity to own waterfront property while enjoying the space, privacy, and comfort of a separate new construction home. Builder incentives are also available! Qualified buyers financing through the builder's preferred lending partner may be eligible for a temporary first-year interest rate buydown and closing cost assistance, potentially reducing their first-year monthly principal and interest payment compared with a loan without the buydown. Over 3,000 square feet, four bedrooms, three bathrooms, a grand living area, water views, a private lot, and your own deeded waterfront outparcel with boathouse potential. Come see why this Covenant Coves property offers a different way to own at Lake Anna. Schedule your private tour today. *Builder financing incentives are subject to eligibility, program terms, availability, and change without notice. Boathouse construction remains subject to applicable permitting and approvals.*