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102 Busbees Point Rd , Bumpass, VA 23024
$1,079,000
Est. Payment: $5,652.74/mo
4 Bed
4 Bath
2640 Sqft
1.62 Acres
Status: active | Days on site: 7
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ISL1 - 3364541
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House Description

**DISCOUNTED MONTHLY PAYMENT AVAILABLE** Experience the beauty of waterfront living at Lake Anna with this recently upgraded - and completely furnished - stunning lakefront retreat, perfectly situated on 1.62 acres with 120 feet of shoreline on the exclusive private side of the lake. Brand new roof, gutters, water heater, and more. Non-HOA and high speed fiber internet available. This beautiful home offers your own private boathouse with covered boat slip and storage, providing the perfect setting for endless days of boating, swimming, fishing, and relaxing on the water. You'll enjoy a turn-key start; offered completely furnished, this property is ready for you to start making lake memories from day one. This spacious ranch-style lake house offers 2,640 square feet of living space with 4 bedrooms, 3 full baths, 1 half bath, and high-speed internet, making it an ideal full-time residence, weekend getaway or investment property. The spacious family room anchors the home, featuring soaring vaulted ceilings, large windows showcasing your lake views, a warm gas fireplace, eating area, and luxury vinyl plank flooring. The attached kitchen is highly functional and ideal for entertaining, complete with granite countertops, peninsula with bar seating for four, stainless steel appliances, plenty of storage space, and includes a new dishwasher and garbage disposal. The large main-level primary suite features water views, a walk-in closet, and connected full bathroom featuring an oversized soaking tub and separate walk-in shower. Your guests will spread out upstairs and enjoy two additional bedrooms and a full bathroom. The walkout lower level offers more room to spread out, featuring a spacious second family room perfect for movie nights, a recently upgraded full bathroom with gorgeous tile shower, and direct access to the expansive back patio with extensive hardscaping and fire pit. Outdoor living truly shines here; enjoy your morning coffee on the screened porch overlooking the lake, dine outdoors on the large open deck, or gather around the fire pit on the massive stone patio for evenings under the stars. A beautiful stone walkway leads down to your private boathouse, complete with a single boat slip with lift. Conveniently located near grocery shopping, popular waterfront restaurants, Lake Anna Taphouse, Coffee-n-Creamery, and other local amenities, you'll enjoy the perfect balance of peaceful lakefront living and everyday convenience. Only 45 minutes from Richmond and Fredericksburg, one hour from Charlottesville, and just 82 short miles from Washington, D.C., this exceptional waterfront property offers the space, scenery, and lifestyle that make Lake Anna such a special place to call home. *Discounted monthly payment available with seller's preferred lender: savings up to $585 per month. For details, contact listing agent or see document section of listing.*

Highlights

Listed by Grayson Hoffman , 2023653388 Lake Anna Island Realty , 5408944400. Bright MLS

Property Type

Residential

Lot/Acreage
1.62

Year Built

2004

County

Louisa

Neighborhood

Gold Mine Coves

School District

Louisa County Public Schools

Listing ID

VALA2010872

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop, Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Water Heater
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:1 Fireplace
Floor:Carpet,Ceramic Tile,Luxury Vinyl Plank
Above Ground Sq Ft:1540
Below Ground Sq Ft:1100
Basement:Daylight,Full,Fully Finished,Heated,Improved,Rear Entrance,Shelving,Walkout Level,Windows,Interior Access
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Attic, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings, Entry Level Bedroom, Floor Plan - Open, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors
Water:Well

Exterior Features

Lot:Fishing Available,Front Yard,Landscaping,Open,Rear Yard,SideYard(s),Premium,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:4
Zoning:R2
Roof:Asphalt,Shingle
Others:
  • ▪ Additional:BBQ Grill, Exterior Lighting, Gutter System, Extensive Hardscape, Stone Retaining Walls, Excellent
Sewer:On Site Septic
Parking Features:Gravel Driveway,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$5,653
Taxes
$609

Home Price

$1,079,000

Loan Details

30 yrs
6.844%

Down Payment

20%
$215,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,652.74

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,652.74 $608.50 $0.00 $6,261.24
Yearly $67,832.89 $7,302.00 $0.00 $75,134.89
Total $2,034,986.71 $219,060.00 $0.00 $2,254,046.71
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bumpass, VA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS