Rare opportunity on the private side of Lake Anna! Located in the quiet, low-traffic community of Jerdone Island, this well-maintained 3-bedroom, 2.5-bath home offers incredible flexibility as a full-time residence, lake retreat, or short-term rental investment—with an HOA that allows short-term rentals. Set on a private, tree-lined 0.73-acre lot, the home features an updated kitchen, refreshed bathrooms, and a spacious primary suite with custom cabinetry and beautiful tilework. Enjoy indoor-outdoor living with a large gated front porch, rear deck, outdoor shower hookup, fully fenced yard, mature trees, and two storage sheds, including one with electricity. Additional highlights include two HVAC systems, a new upstairs unit (2025), brand-new 2026 water heater and washing machine, gas fireplace hookup, and an oversized garage with ample storage for vehicles and lake toys. Residents enjoy private lake access and a leased boat slip just a 5-minute golf cart ride away. With privacy, convenience, and STR flexibility, this is an exceptional opportunity to enjoy or invest in Lake Anna!